"Out of the rubbles of Trent Lott's house -- he's lost his entire house -- there's going to be a fantastic house. And I'm looking forward to sitting on the porch."
-- George W. Bush, Sept. 2Now that a suitable interval has passed, perhaps it's time to return to the question of Sen. Trent Lott's house. What interests me is not the now-tired question of whether the president ought to have promised to rebuild the Mississippi senator's family home on the Pascagoula beachfront before mentioning the lost homes of thousands of much poorer, less notorious people. What interests me is why his house was built on the beach in the first place.
At first glance, the answer appears simple. Although I haven't had the pleasure of visiting the senator's home, it's pretty safe to guess that he wanted to live by the water because it's psychologically soothing and aesthetically pleasing. It's quieter too, having seagulls instead of neighbors. It's nicer to sit on the porch.
But it's also true that many people build houses along the water because it makes economic sense to do so. Houses or apartments with ocean views command higher prices. Beachfront property owners can demand higher rents. Beachside businesses -- casinos, hotels, restaurants -- spin money. And, best of all, the risks of owning beachfront property -- risks from floods, hurricanes and erosion -- are covered by other people. Federally subsidized flood insurance programs and state-subsidized beach "re-nourishment" programs ensure that taxpayers -- rich, poor, local, national -- pay for damage to property built close to the water.
To put it differently, Lott's house was on the beach because you and I paid for it.(snip)
Such proposals would, of course, be the kiss of death for almost any politician. After all, they go against two important American principles: property owners' right to build what they want, and the government's obligation to bail them out afterward. Those are the principles supported by the rugged inhabitants of Denver and Los Angeles, who build houses ever closer to forests that periodically burn, and those are the principles supported by the denizens of seaside Pascagoula. At least when President Bush finally gets around to drinking his alcohol-free mint julep on Lott's new porch, we can hope that he raises a glass to those of us who made it all possible.
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http://www.washingtonpost.com/wp-dyn/content/article/2005/09/20/AR2005092001414.html