1. The "Class Action Litigation Reform" protects the credit card companies who are "nickel diming" customers by late charges, over limit charges, interest rate changes based on factors outside
this customer's use of
this account. It is just "not worth it" to take your bank to court, even small claims court, on these matters. But, you aggregate this chiseling over millions of accounts -- and we are talking "Big Bucks." The "big Bucks" value would attract a "Class Action Lawyer. But now the class actions are severely limited.
2. And same session - Bankruptcy "Reform" - like Litigation "Reform" and Social Security "Reform". But, here's the rub -- half of all bankruptcies involve massive uninsured medical expenses (coverage either canceled or exceeded).
http://www.democraticunderground.com/discuss/duboard.php?az=show_mesg&forum=103&topic_id=104839&mesg_id=104839So - with Litigation Reform the credit car companies can nickel-dime you to death when you're solvent -- and with Bankruptcy Reform they can now screw you when you're in trouble, and you have a good chance of "getting into trouble" when your health carrier and insurer screw you in sequence.
These Repugs like MISTER Frist and Senator Grassley look out for their own Repugs.