How to spot a cheapskate
By Jay MacDonald • Bankrate.com
When the check arrives, does your date disappear? Is there a lone dollar on the table after your four-star meal? Does your companion pitch a hissy over the sushi until the restaurant eats your bill?
Guard your wallet. You might be dating a tightwad.
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Be sure to click on each of the ten different cheapskate personalities.
How many people persistently find this to be a problem?
I have generally always settled the matter of divvying up the bill in advance. If I'm treating, I tell the person as I'm asking them to dinner/lunch. Otherwise, unless the other person has volunteered to treat, I assume we will each be paying our own way, and I ask for separate bills. (I am assuming casual friends or coworkers here. When dating, I feel the person who does the asking out has the onus of paying the way.)
Only once or twice did I get stuck paying somebody else's way in grad school; we were dining in a large group, and some of the undergrads skipped out early after seriously underestimating how much they owed, which left us with their balance. (Which they never paid back. They flat out denied they owed that much. Needless to say, we never comingled a bill with them again.)
Arguments over money are destructive to friendships, so I prefer to head them off before they become problematic.
Does anybody out there have a persistent problem with other people sticking them with the bill? Who doesn't agree before going out with casual friends and coworkers how the bill is to be divided?
The way I respond to all the ten personalities listed, if for some reason we didn't agree in advance, and there's no reason to suspect they think I
owe it to them, and they seem to be trying to evade the bill, is I become the Itemizer. But it really never happens, because I always ask to have my wife and me put on a separate bill when we're dining out with friends.
I think it's always best to avoid comingling debts and assets of any size with ANYBODY, unless you're married. That avoids the kind of insidious resentments that build up and poison relationships.
Anybody have a different opinion on the matter? I'd like to hear it...