I want to offer financing to my customers, are there any good companies?

[yinkaafrica]

I used to use ITT Finance and they were terribly crooked.

[On the Road]

1. What Kind of Financing?

I checked out lots of lenders and mortgage brokers last year and most of them jerked me around and changed the rules at the last minutes. Wells Fargo was one of the worst.

Finally went to Bank of America and got wonderful treatment and excellent terms. But that's just my experience.

[yinkaafrica]

2. No money down, no payments for 12 months. Stuff like that

[On the Road]

3. On Cars? Furniture? Unsecured Personal Loans?

I'm not an expert. In my experience, though, companies often cater to a particular market. Those to avoid are ones who specialize in lower-income or lower-credit-rating clients. Those tend to be abusive. It's better to go with a company that may not advertise as much to the average consumer, but has a full product offering that regular people can take advantage of.

Do you want to act as an agent and sign people up yourself, or just refer them to a good company?

[yinkaafrica]

4. We want to sign them up ourselves

We sell carpet and flooring