My cheque book is blank. Does that make me a bad person?

[yvr girl]

Technically, I just got all new accounts, so it's not that bad. But I must admit, that I haven't written anything in my register since....1994 maybe.

[Sporadicus]

1. Doesn't Make You a Bad Person, But That Would Drive Me Nuts!

I'm pretty obsessive about keeping my checkbook register up-to-date. I learned the hard way once when I had a string of bounced checks - each carrying a hefty fee ON TOP OF the fee charged by my bank. Came up to over $300 in fees.:wow: :grr: :puke: If you can manage it, more power to you, but I prefer the peace of mind that comes with knowing how much money is in my account at all times

[yvr girl]

2. I haven't bounced a cheque

I do check my account online, but even before then, I keep a pretty good running tally in my head.

[KG]

3. i like to keep it simple.

my check book never leaves the crib. i use a spiral note book like a ledger for my checking account. on the street it's cash or CC.

[Senior citizen]

4. I write one or two checks a month.

I have to pay my rent by check because my building manager can't accept online payments, and sometimes there will be some other thing I prefer to write a check for. But mostly my bills are paid by automatic electronic transfer from my checking account. Well, the ones that are the same every month are automatic--I have to fill in the amounts on the ones that vary. I do keep my checkbook register filled in, but I reconcile it by accessing my account online. For shopping it is easier to use my debit card than to write a check.

Funny, two years ago when I moved in here I ordered checks by mail and took advantage of an special offer to buy 4 boxes of checks for something like $8.00. I used to write checks for everything and thought I'd need them, but I don't expect to live long enough to finish off all four boxes since I've gone electronic.

[MidwestMomma]

5. Hello...are you my daughter?

Just kidding.

She never writes anything down either. Drives me bonkers! It works for her but as her mom, I still have to nag her about it every once in awhile. :)