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Where is a good place to get a credit report?

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brainshrub Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-17-05 12:47 PM
Original message
Where is a good place to get a credit report?
I need to run a credit report, I've Googled "Credit Reports" and there are so many to chose from.

Does anyone have a good suggestion as to a good on-line credit-report company? Don't they have to give you your credit report for free now?

Thanks-in-advance.
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acmavm Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-17-05 12:51 PM
Response to Original message
1. You get one free one from each of the credit bureaus a year. So go to
https://www.annualcreditreport.com/cra/index.jsp

and check it out. It's a site sponsored by the three bureaus.
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brainshrub Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-17-05 01:51 PM
Response to Reply #1
2. Thanks, but that service won't be available until Sept 1, 2005
Darn.
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Clintmax Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-17-05 01:53 PM
Response to Reply #2
3. I just used the service to get MY reports...
Don't know why YOU can't.

Thanks for the link, by the way!
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Gormy Cuss Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-17-05 02:04 PM
Response to Reply #3
5. FYI, the free reports are being phased in regionally n/t
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friesianrider Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-17-05 02:03 PM
Response to Original message
4. MyFico.com is good...
It's THE source for your credit score and it can also tell you what inquiries have been made to your credit and when and what is currently on your credit report. The cheapest one is like $8.95/month. I have it and like it pretty good :)
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tjwash Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-17-05 02:05 PM
Response to Original message
6. Try the Experian, Trans-Union, or Equifax web sites.
Edited on Sun Jul-17-05 02:09 PM by tjwash
Those are the three credit reporting companies. You are entitled to one free credit report per year by law. Experion has a site called "http://freecreditreport.com", however beware, if you use that site, tell them you do NOT want to use the "free" credit monitoring service, because they will bill you 12 dollars a month for that.

Good luck...
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