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OK, all you smart DUers, I give up. I need help.

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Redstone Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:12 PM
Original message
OK, all you smart DUers, I give up. I need help.
I've tried and tried, and I CANNOT find the origin of the phrase "cut a check." (When I was in the electronics business, I also heard the phrase "cut a purchase order.")

What is it about checks and purchase orders that results in them being "cut" instead of written?

I've seen a few harebrained theories that have to do with mimeograph masters and stencils, but that doesn't make any sense.

Anyone? this is a bit of linguistic / Americana trivia that has confounded me for years. Google is no help.

Free beer for the one who can explain this mystery to me.

Redstone
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FogerRox Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:14 PM
Response to Original message
1. cut the bread-
cut wind
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salin Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:15 PM
Response to Original message
2. refers to tearing out the perforated checks from check books
pre computer age - organizations used regular (low tech) checks to pay bills - the cutting, I believe, referred to the tearing out of the perferated checks. Or so Ispeculate.
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WCGreen Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:23 PM
Response to Reply #2
6. That's it.......
From an accountant who has been around for awhile.....
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Redstone Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:30 PM
Response to Reply #6
9. Are you sure? Every time I've heard the phrase, it was used
more in the context of the word "cut" replacing the word "write," rather than in the context of "tear a check out of a book so I can write it out."

And your explanation doesn't shine any light at all as to why the term should apply to purchase orders as well; they tend to be full-page documents, rather than pages of perforated ones.

Redstone
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WCGreen Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:33 PM
Response to Reply #9
11. Duplicates.......
At least that is what I have always thought and I have been in the business for 30 years
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salin Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:34 PM
Response to Reply #9
12. in earlier times these were the same things.
A company didn't write a check unless they were going to "tear" it off and use it. Generalized out refers to the writing (and thus tearing out of) a check.
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Floogeldy Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:28 PM
Response to Reply #2
8. You just made that up.
Do tell what tearing perforations has to do with cutting.
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salin Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:36 PM
Response to Reply #8
13. so literal.;.
tear = rip = cut. THe point is the act of issuing a check where (back in the day) the final act was tearing the check out of the check book as in the proof (or statement of promise) that indeed the check was more than just in the mail.
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Floogeldy Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:38 PM
Response to Reply #13
15. Nice try.
Tearing is not cutting.

You do, however get a C- for effort.
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Redstone Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 11:39 PM
Response to Reply #13
20. I think you may be right, though I didn't see the connection.
See Benny05's post below.

That lends a lot of credence to the "cut =tear along perforations" school of thought.

Thanks for your input.

Redstone
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Deja Q Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:15 PM
Response to Original message
3. One possibility
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Redstone Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:32 PM
Response to Reply #3
10. I did see that one in my prior research, but I don't
think it's actually the case.

I appreciate everyone's help, but the mystery still remains...

Redstone
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For PaisAn Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:20 PM
Response to Original message
4. I just read this:
Edited on Fri Aug-26-05 10:21 PM by For PaisAn
...make available as in 'cut a check' (write a cheque), 'cut me some slack' (give me a chance)

Still have no idea how "cut" came to mean "make available"
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Tom Kitten Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:20 PM
Response to Original message
5. checks are legal documents
Edited on Fri Aug-26-05 10:36 PM by Tom Kitten
originally maybe they were cut in stone or engraved like stock certificates or money, maybe?:shrug:

the printing plates cut the paper ...
that's my 2 cents
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mcscajun Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:27 PM
Response to Original message
7. Thread on another board sheds some light on this...
Edited on Fri Aug-26-05 10:28 PM by mcscajun
...there are two explanations -- both involve equipment used in business before the age of computers: the Paymaster Checkwriter, and the mimeograph.

http://forums.howwhatwhy.com/showflat.php?Cat=&Board=money&Number=157842&fpart=1

I tend to go with the checkwriter, myself. Many models actually perforated the amount into the checkpaper.
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Redstone Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:40 PM
Response to Reply #7
16. OK, that's the Mimeograph theory again. But who ever
used a Mimeograph to write checks?

And the embossing machine is another one I've already heard. But embossing isn't cutting, is it? So throw that one out.

However, the one tidbit that was linked to said (rather briefly) that in the old days the numbers were actuall punched out of the paper to prevent alteration. That one might be a lead to the truth of the matter.

Redstone
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mzteris Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:37 PM
Response to Original message
14. found this.......
Cut a Check

In 1875, bank owners went to great lengths to prevent check tampering. When he issued a check, the owner actually cut numbers through the check so it could not be altered.


http://www.lhf.org/cgi-bin/gygactivity.pl?320
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Redstone Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 10:49 PM
Response to Reply #14
17. That's the one I was talking about above, and the only one
that seems to make sense.

Maybe the term leaked across to purchase orders, because a P.O. is also kind of a promise to send someone money?

Redstone
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benny05 Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 11:08 PM
Response to Original message
18. First use of the word cheque
According to the OED (which i found using it, but you could have found this on google or yahoo:



1706 Act 5 Anne c. 13 That the said Governor and Company shall..have the use and custody of the one part of all and euery the Checques, Indents, or Counterfoyls of all such Exchequer Bills..and from which the same Exchequer Bills shall be cut.

In 1706 the Bank of England had to sole authority to issue notes, checks, etc. Similar to another theory, they were books of sheets, and yes, they had to be torn or cut--in which the banker kept the original, and the check itself was written out to someone--the second part.

There is an article that discusses the beginnings of global capitalist structures, but unfortunately, the online version of that particular journal is not working properly through the firewall I have to go through.

Clear as mud? :-)
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Redstone Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-26-05 11:37 PM
Response to Reply #18
19. A whole LOT clearer than mud, and going a long way to support
the theory of "cutting" meaning the same thing as "tearing out of a page."

I had my doubts about that theory, but your research does tend to support it.

Thanks for the info.

Redstone
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vajraroshana Donating Member (762 posts) Send PM | Profile | Ignore Sat Aug-27-05 12:32 AM
Response to Original message
21. What about "clipping coupons"?
I've tried for years, to no avail, to explain to people that "clipping coupons" originally had nothing to do with the stuff that you get in your Sunday paper. It originally meant, and some people still know this, "clipping trust fund coupons", a kind of thing that ol' timer trust funders had that they'd clip out (actually tear out just like checks are torn out but they call that cutting a check).

In other words, in the same way that they didn't actually "clip" coupons, people don't "cut" checks. But maybe a long time ago before there were machines that perforated paper people did have to "clip" or "cut".

I don't know.
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