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OMG! I'm supposed to feel BAD for a giant company!

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SeattleGirl Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:28 PM
Original message
OMG! I'm supposed to feel BAD for a giant company!
Here's the deal. My income took a huge dive last fall, and as a result, I fell behind on almost every bill I have. I talk to my creditors about where I'm at and such. So today, I get a call from Capital One Auto, which holds the note on my car. I talked to them LAST week, and made arrangements for when I would make my payment. The woman I talked to said that when I made the payment, to ask for a deferrment on my next payment, just to give myself a little breathing room. Okay.

Tonight, I get yet ANOTHER call from Cap One. I told the guy (who, by the way, was very nice) that I had talked to someone else last week, and what we had talked about. He said, well, we will usually call you every day until the payment is made, even if you already made arrangements. The woman did not tell me that. He says sorry. Then he says, what you really need is a deferrment of one payment, so you can catch your breath. I said yes, the woman told me that, and that's just was I was going to do when I made my payment later this week. THEN he says, well, deferrments are not automatic, and you are not eligible, but you do need one. (WTF???? :crazy: )

THEN, the topper: He says that granting a deferrment puts "a lot of strain and pressure on the company." I BURST OUT LAUGHING!! Between gales of giggles, I said, "you have GOT to be kidding me! Only the top part of my head is sticking out of the water, and I'm supposed to feel bad for a gigantic company like Capital One? BWAHAHAHAHAHA" He says, well, you aren't the only one who may ask for one. I said, yes, I know but I can't worry about them, and I sure as heck am NOT GOING TO worry about the company! I was still laughing when I got off the phone!

I think I done gone and fell down da wabbit hole! :rofl: :rofl: :rofl:
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MissB Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:30 PM
Response to Original message
1. .
I hope things get better for you soon.
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SeattleGirl Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:31 PM
Response to Reply #1
2. They will eventually.
Thanks.
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Hugin Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:31 PM
Response to Original message
3. Hmm... I'm thinking lawsuit here.
Didn't they keep insisting something about... "NO HASSLES?"

:rofl:
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SeattleGirl Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:42 PM
Response to Reply #3
8. Now that you mention it, yes they do!
I must have missed the fine print: "Except of course, when things aren't going well for you financially, then we will hound you to the ends of the earth!"

:rofl:
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file83 Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:32 PM
Response to Original message
4. Awwwe....poor Capital One....they are under a lot of pressure...
...to enslave us!
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SeattleGirl Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:43 PM
Response to Reply #4
9. *snork*!!!!
:spray:
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CaliforniaPeggy Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:33 PM
Response to Original message
5. Omigod!
Think of the stress on that poor huge company!

You obviously aren't thinking clearly, are you? :sarcasm:

Give me a fucking break! This is so unreal.......

Good luck to you!

My dear SeattleGirl! :loveya: :hug: :loveya:
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SeattleGirl Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:44 PM
Response to Reply #5
10. Apparently not. My bad!
I must go light a candle, and pray that I have not put them under too much pressure! :rofl:

And thank you, darlin' Miss Peggy -- you have blessed me with an f-bomb! :loveya: :hug: :loveya:
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Oeditpus Rex Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:38 PM
Response to Original message
6. Strain and pressure to do what?
Not be fuckpoles? :shrug:



Sounds to me like the boy needs a good :spank:
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SeattleGirl Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:48 PM
Response to Reply #6
11. That's too funny, OR
Fuckpoles? :rofl:

BTW, the only way I'm giving that dude a spankin' is if I find out he DOESN'T like 'em. I'm not going to spank him if he LIKES it! :evilgrin:
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miss_american_pie Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:40 PM
Response to Original message
7. If the company is so strained
Mr. Capital One guy should just volunteer not to get paid this week, then.

:eyes:
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SeattleGirl Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:49 PM
Response to Reply #7
12. Perish the thought! Why, if he skipped getting paid,
he might not be able to buy his next new yacht! :crazy:
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LaraMN Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:52 PM
Response to Original message
13. Aw! Maybe you can send them a care package!
You could include some Little Debbies, some ramen, toilet paper, and the number for one of those blood donation places, so they can go out and make a couple hundred extra bucks until things "improve" for them.
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SeattleGirl Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:53 PM
Response to Reply #13
14. What a great idea!
Especially donating blood for money! :rofl:
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file83 Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:56 PM
Response to Reply #13
16. I like your style!
:loveya:
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LaraMN Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 10:01 PM
Response to Reply #16
19. Thanks.
Sarcasm is such a versatile tool. I hate the credit card companies.
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Redstone Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:54 PM
Response to Original message
15. I would not feel bad for Capital One if a giant hole opened up
in the ground and swallowed every one of their executives (I can't blame the grunt workers), flailing and screaming as they were pulled under for their just reward in that special corner of Hell that's reserved for them.

Actually, I'd rather that happened to the execs of Monsanto, but Capital One runs a close second or third.

Redstone
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file83 Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 09:57 PM
Response to Reply #15
17. Why did images of Monty Python's Flying Circus just pop up
in my head when visualizing your wishes for Cap One? :rofl:
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SeattleGirl Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 10:00 PM
Response to Reply #15
18. I don't blame the grunt workers either.
Heck, they need to make a living too. As i said, the guy i talked to was really nice. But I just couldn't help laugh when he said deferrments put a big strain on the company!
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TroubleMan Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 10:03 PM
Response to Original message
20. The people on the phone are working for commission.
Keep that in mind any time you talk to them. They'll do anything and say anything they think they can get away with so that you'll make your payment with them.
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SeattleGirl Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-14-06 10:11 PM
Response to Reply #20
21. I didn't know that. Regardless of whether they are or not,
I can only do what I can do.
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