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I had a problem with that danged place too and try like hell to refuse to use it now.
But nevertheless, I used to have a credit card set on there, and if you choose to use your credit card it can not make you use your bank account instead.
If my memory is correct, though, it may demand you give them both a primary and a secondary source for money. I would avoid the whole transaction if I could.
You can pay through Pay Pal with a credit card and not have a Pay Pal account at all, too. This should be an option at any Pay Pal location, but the trick is to not sign in but to tell them you want to pay without a Pay Pal account.
It's been awhile, but I'm pretty sure I remember these details correctly.
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