PayPal account holders: please share you special, secret tips with me.

[BlueIris]

I want to know about the pitfalls, especially. Share the dirt, the things about PayPal you can't stand, your worst experiences. Quick, before I get an account and get screwed!

[China_cat]

1. I've had an account for about 3 years.

While I've heard others talking about problems, I've never had one.

[Midlodemocrat]

2. I've had an account for three years. No problems.

I know others have had issues, but I haven't.

[BlueIris]

3. I was also hoping to hear from people with all the different kinds

of accounts. Personal, business, etc.

[ScreamingMeemie]

4. Hi BlueIris...

I only really used mine for ebay transactions, and I used it to donate to Andy when he was sick. I have never had a problem with it. My purchase transactions with ebay go through a lot quicker and my stuff arrives faster. MrG is not really big on it because he doesn't think it is fail safe (hacker wise) but so far, so good.

[BlueIris]

5. Does anyone here have an account that is hooked right into their bank

account? I'm tempted to try to do it that way.

[grasswire]

9. yep -- no problem

Never had a moment of trouble from Paypal. I also have a Paypal debit card on the same bank account that functions as a Visa card as well. Funds in the Paypal account are immediately accessible with this debit card. As an eBay seller, it's possible for me to have cash in hand from a sale within minutes, or I can spend those funds with the Paypal Visa debit card immediately. Amazing.

[CBGLuthier]

6. Never, ever link it to a primary bank account

This is mostly if you have funds coming into your paypal account.

I have a separate account that I use to transfer funds from Paypal.

I then remove the money from that account to my regular one as needed.

Paypal can and will tap into your bank account if there is a "chargeback" against you.

Again, this is mostly if you are an ebay seller or use paypal in some other way to receive funds. But still may want to do it as a safeguard.

I have never had a bad experience after hundreds of transactions but still best to be prepared.

[BlueIris]

7. Ohhhhh. Okay.

Duh. Thanks for the reminder, there.

[Rabrrrrrr]

8. I've been a paypal user for, cripes, 5 years? 6 years?

Long time, anyway.

Never had a problem.

[LynneSin]

10. Do NOT respond to any email asking for your PayPal account information

I haven't done that but I've heard that they are basically scammers who have fake looking "PayPal" sites setup that lure you into logging in with your PayPal account. A week later your bank account is emptied

[Gold Metal Flake]

11. I echo MrsGrumpy's post.

I do have it hooked to my bank account, but notmypresident's advice sounds very wise.

If I lan to sell a high-dollar item (like several hundred dollars or more) I will not list Paypal as an option because I don't want to loose the additional fees.

[BlueIris]

12. Anyone else?

Hmmm? I was kinda looking for the real horror stories.