How much credit card debt do you have?

[Deja Q]

Poll question: How much credit card debt do you have?

In dollars?

[billyskank]

1. Just under £300

although in my last statement they said I was more than £700 in credit! :rofl:

[CatholicEdHead]

2. None, pay it off each month

But they are trying to up my finance charges from zero to $1.50 minimum.

[hippiechick]

3. None, but only 'cause my credit's so bad I can't get a card.

:hide:

[Wcross]

4. Under 1000.00 but I am changing my ways!

It will be paid off in April. I sort of went on a "spending binge" over the past year. It was up to 5000.00 at one point and I said to myself "holy crap"!!!!!!!
I closed all but one account and have that card in my safe, it will not see the light of day again if I can help it.

[achtung_circus]

5. They owe me money.

$0,000.93

[graywarrior]

6. Zero.

[YellowRubberDuckie]

7. It's under $4k.

We had to have furniture in our apartment. :shrug:
Duckie

[grace0418]

8. I used to have a lot of debt but we slowly paid it off before we bought our

condo. I briefly let it get up there again when I tried to start my own business (sadly just before 9/11, not a good time to start a business, but we had no way of knowing). But I got rid of it again and for years I've paid it off every month. It took a lot of personal "training" to keep myself disciplined about it, but now it's second nature.

The card works for ME now because I get oodles of airline miles for my purchases. I refuse to ever give the cc insane profits in the form of finance charges ever again.

[Guava Jelly]

9. $212.00

I will be credit card free next week when i pay it off

[AlCzervik]

10. thankfully none but it took us a long time to get there, i didn't think it would ever happen.

7 years to be exact.

[crim son]

11. None.

I don't use credit cards. We do owe on the house but housing prices have gone up so dramatically here that when we sell (IF we sell :grr: ) the debt will be wiped out. That can't happen soon enough because, being unwilling to go into debt, we're living lean and mean.

[Nicole]

12. Zero n/t

[H2O Man]

13. Zero.

I have never had a credit card.

[hfojvt]

14. I sorta have none

Meaning I have $3600 in debt and $7000 in the bank. The CC debt is at zero percent until July, so that is when I will pay it off. On Monday I will borrow another $5000 at 1.9% until September. I can get a 6 month CD that pays over 4%. Seems like an easy $50 to me. :shrug:

[WindRavenX]

15. 1,400. For a student, that's not bad

I only make 80/week, and that doesn't pay for textbooks, travel expenses, medical expenses, clothes (that I haven't bought in over 2 years, oy), cell phone bill, groceries, etc.

So I'm pretty damn happy with my debt. It could've been a lot worse given my situation.

I've just accepted I can't go out everyweek, and I limit myself to a bottle of 7$ wine for a treat with my weekly paycheck :)

[smoogatz]

16. Zip. Zero. Zilch.

We use debit cards almost exclusively now. My wife has one credit card, which she uses only for stuff like hotels/rental cars, and which I'm not allowed to touch (because I'd probably buy another guitar with it. Bad smoogatz! Bad!). It's really the only way to fly--fuck the debt industry and their 19.99999999% interest.

[Mojambo]

17. I no longer own credit cards

So I owe ZERO.

[supernova]

18. None. Zip. Nada

I got rid of all of that years ago. I use a Visa debit card now that gets paid off every month.

[Ikonoklast]

19. Personal credit cards, nada.

But I routinely charge anywhere between $4K-$10K a month on the business card.

Those points add up in a quick hurry.

[mnhtnbb]

20. Pay it off every month

[LSK]

21. just $10 a month for newsgroups access