I wish I could just smash my fucking phone.

[rcrush]

I hate answering it now. Its all creditors and people wanting money.

[CaliforniaPeggy]

1. My dear rcrush...

:hug:

[rcrush]

2. !

its an Iphone to I'd hate to smash it. But if Capital One calls me one more time!

[Inchworm]

3. Agreed

I only have landline for DSL. I got so sick of it I no longer have a phone plugged in. Now they can call all they want.

x(

[MajorChode]

4. For creditors, all you have to do is notify them in writing not to contact you

After that point, by law they can only contact you in very limited circumstances.

[HopeHoops]

5. Screw smacking it - use a sledge hammer.

[Sequoia]

6. Just answer it..."Joe's Bar and Grill, may I take your order?"

Or ha, get this. At one time our anwering machine had the Rockford message on it. It would sure puzzle people to no end. "Who's Jim Rockford?"

[madinmaryland]

7. Do you have caller ID??

You'll still hear the phone, but at least you won't have to answer it.

:hi:

[rcrush]

9. I been doing that but they still call all the time.

THey is bastards

[BeachBaby]

8. Well, your name *is* crush.

Just sayin'.

[GOPisEvil]

10. Man, I remember those days unfondly.

I finally declared Chapter 7 in 1998. I'm all done with it now. I'm MUCH better about managing my money now (although I make much more now too). I even was able to buy a house.

Sometimes you have to do what you gotta do and get the fresh start. I felt as though the weight of the world had been lifted off my shoulders. And the phone calls stopped. It was finally peaceful. Good luck.

[RebelOne]

11. Yes, I also went through those days when I was afraid to answer the phone.

Three years ago, I finally had to file a chapter 13. I had two judgments and another creditor was garnishing my pay. So, I had not other choice. I could not file a Chapter 7 because I earned too much money. I was collecting social security and pay from a full-time job. I am paying over $600 a month to the court for the next 3 years.