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I have a cousin. Said cousin is developmentally delayed. At 21, he is very much the 13 year old in a mans body.
There are a lot of things he really doesn't get. Like math and common sense. And his family has been relatively little help. His (single) mother tries, but he also has anger issues, and i think was easier for her to let him do what he wanted than to fight the continuing fight for responsibility, especially with his sister right behind him in the same mold. And their family has a habit of using the payday lenders, and generally overspending when they want something. All in all, not good.
All this to say, by the time he was 20, he had a decent job as a night janitor, and developed credit to the tune of 6 cards and several k in debt. Then he got himself fired, though in large part it was because he trusted a supervisor who apparently had some mental defects as well.
Fast forward to now. He has a job at my company. And I am his cousin. And I started trying to help him get his finances in order about 6 months ago. In that time, we have paid off half the cards. But somewhere along the line, I became the "enemy" because I tell him its not a good idea to buy a new $400 bike every time he bends a deraileur, or that its a bad idea to start a new cell phone contract with a new company when he still has a year left on the old contract and his rent just went up. He also doesn't seem to realize that in a pretty closely knit family, and in a closely knit company, word travels, and things are not secrets unless you keep it a secret. I don't even ask for information on whats going on, it just is part of the ether of congenial catching up conversations.
The problem I have now is that he is also causing some issues at work. Issues that in reality were predictable, and can be worked around, but that I as his superior but not direct supervisor cannot deal with on the day to day end. And he cannot seperate the work at the home, So any chat we have is either "I'm avoiding my mean cousin who disaproves of my stupid purchase that I lied to him about" or a "I am mad I got caught doing something that in retrospect is stupid, so I am going to pout and not make eye contact and pretend this ain't happening".
I want to help him, but I don't think i can play the tri-hat game anymore. And the financial advise is the easiest to cut, since I know he needs the job, given he is overpaid and under qualified and I doubt could get any other job right now given his history. But I am having a hard time, because I want to help him, he is my family. At the same time i feel a little guilty because part of me is really tired of the lies, and wants to be done with it on that level, which is not very selfless of me. The lying only hurts him, I don't have any investment into it other than time, so why should I care.
Anyone have any thoughts for me? I cant promise to be grateful for harsh advise, but I feel like I could use some outside thought to help clarify things for myself.
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