Every time I pay down my credit card, my limit is lowered.

[Robb]

Just wanted to complain somewhere. Bank of America, oh but I can't stand them.

We're on track to have it completely paid off within a year, thankfully. I'm just amused, every time we make a few payments and lower the balance PRESTO! a letter appears in the mail, "we're modifying our agreement with you, yada yada" and the new credit limit is magically almost exactly what the remaining balance is.

I'll be glad to have them in my rear view mirror, tell you what.

[kayakjohnny]

1. Their backs are against the wall and they're trying every trick in the book.

I'll be ready to stand them down when they push too hard.

In the meantime, I'm trying to get things paid down.

Luckily, I keep getting the offers for "0% for a year or more".

And so far, it keeps working.