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Edited on Mon Sep-27-10 11:35 AM by mike_c
If you have a debit card with one of the usual, major service chains (you know, those symbols on the card other than VISA etc), it'll work at just about any mexican bank with an ATM. I usually keep a couple of hundred dollars in pesos just to make sure I always have cash on hand, then visit ATMs for refills as needed.
It's fun to see your balance in pesos!
We routinely travel through Baja and Chiapas with a couple of thou in the bank. Depends on your style, of course. We camp a lot.
If you're driving, make sure you buy Mexican insurance BEFORE you go. It's been a few years since I drove on the mainland, so I don't know about current restrictions/costs for taking vehicles across the border. Haven't been any issues in Baja.
on edit: If you're going to Chiapas, I highly recommend San Cristobal, the cheese in Ocosingo, and the butterflies at Aqua Azul. If you visit Palenque, stay at the Mayabelle campground below the ruins, if it's still there. Wake up with howler monkeys. Funky and nice, and if you ask around nicely, the gringo trail old hands will tell you how to score a bag of mushrooms from the local indigenous folks. A fine way to spend a sunny afternoon!
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