This was actually posted on Feb 4 at CBS marketwtch.
SAN FRANCISCO (MarketWatch) -- The surprising thing about the private investment accounts proposed as a Social Security reform and considered a hallmark of an ownership society is that they'll likely leave account owners with little direct control.
Workers will be offered few investment choices, won't be able to access the money until retirement, and some will be forced to annuitize their account funds when they retire, according to details released by the Bush administration on Thursday....
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