Your own personal Doctor......

[Flabbergasted]

Several months ago I lost my coverage to the local public health center. I never used the service except to get a medical service I absolutely required to function. (Which was once in eight years and two revals.) Since I have a illness known as ######## I have found it difficult to operate my business lately despite this added stress.


Most people don't understand the plight a small business is in today. Many common social services available to most people are not available to small business owners because of an odd income evaluation system by the Department of Health and Human Services. My income is assessed at 50% of gross sales. That means even if I was grossing 100,000 dollars I would be be assessed at 50,000 dollars despite my net income being under poverty level.


My wife finally went online and ordered my medicine...After a brief online written questionnaire she ordered 80 20mg tablets which arrived 2 weeks later from "INDIA"....



Why the hell do we have an FDA....? Bush was freaked about medicine coming from CANADA and yet anyone in the US can enjoy meds from fucking India.

How fucking long do we have to put up with this crap. I am so ready to put all these assholes in jail.....

[OKNancy]

1. PM me with the name of that service

because I seem to be in the same boat. Small businness owner who, when insurance got to be 33% of my take home, I had to drop it. I assume everyone knows that the older you get, the more they charge.

I don't need any serious medicines, thank goodness.

[Vinca]

2. Just post the name of the service . . . please.

Many of us are in the same boat. My husband had a doctor's appointment today, primarily to get a prescription renewed for high blood pressure meds. He only sees the guy once every couple of years, just to get the Rx. Today, the doctor - who has a reputation of being a world class prick - gave him a hard time about not having insurance (like we need more stress about not being able to afford it) and a hard time because he refuses to take Lipitor or any statin drug, etc., etc. Apparently, if you're not a walking ATM machine who agrees to test, tests and more tests, they don't want you as a patient. At least that's the impression my husband got. If there's an online solution, it would be wonderful.

[Stinky The Clown]

3. "I am so ready to put all these assholes in jail....."

I'm right there with ya!

[MistressOverdone]

4. I'd personally trust

meds from India.

[stonecoldsober]

5. If it came from India, it is certainly illegal

If you can order prescription drugs on-line without a prescription being validated, then it is illegal.

Also, there is a good chance that what you get will not be the same thing you need. Quality control and assurance in India is virtually non-existent. I would be very wary.

[Warpy]

6. That's right, but unless you're ordering narcotics

the worst you face is having your meds intercepted by some busybody who needs to go out and get legitimate work, leaving you without meds and out whatever you paid for them.

Narcotics are very risky to order, although the confiscation rate is low. You get the same charge you'd get if you'd just bought them on the street.

India isn't quite as safe as either Canada or Mexico, so make sure you know the retailer.

[stonecoldsober]

7. I would be more concerned about ingesting the drug

Caveat Emptor.

[scubadude]

8. Check out Costco

For many prescriptions they charge way less than other pharmacies. As a matter of fact they charge less for some of their prescription drugs than the copay. Sometimes it pays to ignore your insurance and pay cash...

Scuba

[happyslug]

9. Check you State Regulations.

In my state of Pennsylvania they do consider cost of goods sold and expense (As those terms are used under IRS Rules). Certain costs have to "Added back" to the income statement (i.e. depreciation and other similar non-cash layouts of the business) but if your Income falls below the income level fro various benefit you are entailed to those benefits.

I ran across this several years go (and the regulations have NOT changed). Now my client was using Accrual accounting as opposed to Cash accounting (and that was a real problem for the regulation clearly reflected a Cash Accounting basis and I had a rough time getting welfare to accept that they had to handle Accrual Accounting based people different from Cash Accounting based people).

Now most Caseworkers do NOT know of the above, i.e. Sales does NOT equal Gross Income. In fact it is rare for Gross Income to equal 50% of Sales. It is easier for them to just take the 50% disregard.

Now the 50% disregard is that when it comes to Gross Income (not Sales) Welfare is suppose to disregard 50% of your Gross Income from work (The proper Term is "Earned Income"). This is often call the 50% disregard. This was part of the Welfare reform package under Clinton (Previously the disregard was $30 and a 1/3, i.e. you disregarded the First $30 of Earned Income, then 1/3 of the remainder and then deduct from your Welfare grant on a dollar for dollar basis the reminding 2/3 of your earned income, this is still the rule for SSI).

I would check with your state and if denied again I would file an administrative Appeal. In my home state of Pennsylvania the appeal from is on the back of any denial form, but your home state may be different, but under Federal Regulations some sort of administrative Appeal must be available to you whenever you are denied benefits.