Home Insurance.....EEEK!

[AnnInLa]

I have a 30% increase in my homeowner's insurance this year, despite increasing my deductible last year to $5,000. This is highway robbery! Granted, Abbeville is kinda in the path of storms, but are other homeowners in South Louisiana seeing the same increase??

Obviously, I am going to check around for other companies who insure in this area, so can people out there in South Louisiana give me the names of companies they use? THANKS!

[SacredCow]

1. I'd have to ask my S/O what his rate hike was....

It's his house, so I don't typically see those bills... I do know that he has State Farm insurance, though, and they aren't writing any new policies in Louisiana.

[jimnasium]

5. State Farm's writing HO again...

I'm getting ready to switch to them in the near future. Their quote is over $100 a year cheaper than what I have now...

[KamaAina]

2. You are hardly alone

From uptown N.O. comes this tale of insurance woe:

http://ashleymorris.typepad.com/ashley_morris_the_blog/2007/09/fuck-farmers.html

2005 homeowners insurance: $1926
2006 homeowners insurance: $2343
2007 homeowners insurance bill: $4599

What I can't figure out is why he got gouged so much worse this year, rather than right after the storm. :shrug:

[AnnInLa]

3. Yes, it is this year's bill that has the huge increase,

not the year after the storm. What gives?

[NOLALady]

4. I'm in Slidell.

2005 INS = $2300
2006 INS = $3900

They increased the deductible and managed to whittle it down to $3400.

I checked around and couldn't find anything better.

[funkybutt]

6. I think ours increased about 30% as well

We were actually relieved because we had heard horror stories of 100+% increases.