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I live in Western Mass in a little 1/2 horse town where calls to anywhere...even just one town over...are considered "long distance".
We've had "Call Around 413" for years, and it really came in handy when we had the modem instead of DSL. Our bills would literally have been in the thousands of dollars back then if we hadn't had Call Around...one set monthly charge for all calls within our area code. Anyway, we have Verizon for our landline and Verizon for cellphones. I don't know of any other services you can get in Mass, especially if you're out near Boston or anything.
I'm thinking we may want to go back to the prepaid cellphone service, whether it's Verizon or whatever. Our current plan allows us 700 minutes per month, and honestly, like you, I don't even know if we talk that much in SIX months. Lots of wasted money and minutes...
If I were you, I would do the prepaid cellphone thing, assuming you get a good signal at your house.
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