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I'm out in the foothills of the Berkshires.
We had hardly anything all night except for rain.
It's snowing pretty hard now, but the wind (so far) is just a gentle breeze.
It's amazing what a matter of +/- 100 miles can make.
Oh, as for insurance coverage...we went through the same thing here about two years ago with a bunch of rain in the spring. We live on the side of a large hill and thought we were immune to floods. It came down the hill (which is really just a huge aquifer anyway) and across the driveway, bypassing the curtain drains along both sides of the driveway which were still covered with ice...went through the foundation and straight into the cellar/rec room where we have a treadmill, TV, stereo, bookcase, and some other stuff. Must have been eight inches....not a huge flood, but enough to affect our stuff.
Insurance company wouldn't pay because the rain that went into the cellar/rec room didn't get there "directly from the sky". It fell on the ground first.
And the tree thing...a huge Ash got knocked over in a storm 9 years ago. It didn't hit the house, but went the other way, landing on a large pine and some power lines. Insurance company wouldn't pay for cleanup because it didn't hit the house.
Anyway, glad to hear you guys are OK despite the damage.
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