Heart Bypass/UI Benefit/SSDI mega question

[MattBaggins]

So I will be having bypass surgery in the near future and I am waiting for the doctors to decide whether I need one or possibly two bypasses which will determine whether I have the robotic or if they need to crack me open.

Here is my situation; I live in NY , I am on unemployment and going back to school but If I am correct I can't collect UI while technically "disabled". I have final exams on Aug 12 and the next semester starts Aug 23 so i have a very short window for recovery and I may have to withdraw from the Fall semester which leaves me in a bind as far as UI benefits go as well.

1. Is 10 days going to be enough if I have a single robotic/laproscopic surgery? The surgeon was rather wishy washy on this question.

2. What is status for UI/SSDI or normal disability? What should I apply for?

[1monster]

1. Everyone is different. I don't know about laproscopic, but when my husband had

a stent placed, he took about five days of work. A couple years later, coworker were told they could go back to work the next day after stent placement.

Three years after the stent, he had a triple bypass (yeah, cracked open) and he was off work for nine weeks. He probably could have gone back a week earlier, but his employers needed doctor's certification that he was good to go. Getting an appointment and the exit testing took about a week.

[murphyj87]

2. Isn't there ?

Isn't there UI sickness benefit like there is in Canada? This is what happens in Canada:

Sickness benefits

Sickness benefits may be paid up to 15 weeks to a person who is unable to work because of sickness, injury or quarantine. To receive sickness benefits you are required to have worked for 600 hours in the last 52 weeks or since your last claim. A medical certificate must be obtained to confirm the duration of your incapacity. The fees requested by your doctor or dentist are entirely at your own expense.

A person who makes a claim for sickness benefits is not only required to prove to be unable to work but also that he or she would be otherwise available for work.

Particular situations…

You may qualify for sickness benefits even with less than 600 hours. In fact, if you are already receiving regular benefits and you become ill while you are on that claim, you may receive the sickness benefits you are entitled to.
If you are receiving sickness benefits and you ask for maternity and parental benefits, you will want to know more about the maximum number of combined weeks of benefits you may be able to receive.

[madrchsod]

3. you realize this is the usa.

we are a tad bit backward compared to the rest of the civilized world.....

i must say i actually watched women`s curling during the olympics....

[MattBaggins]

4. We have intentional catch 22 traps here

UI is only if you are able and willing to look for work. If you become disabled you can't claim benefits.

Normal Disability is if you are presently employed

SSDI is a convoluted nightmare that you basically have to hire a lawyer to get it.

basically it comes to UI---->go see SSDI----->go see UI

[murphyj87]

6. I see that ....

Just as an example, 9 months before I retired, I developed something which needed tests, treatment, and ultimately needed surgery. My physicians put me off work and I went on my employment sickness benefits which covered 6 months. After that 6 months, I received UI sickness benefits until I retired (I was still recovering, in rehab actually, when I retired, and started my full company pension then).

You'll notice where it says that the forms are at the person's expense, because theoretically filling in forms is not covered by the health care system, but in practice, if you go to your regular GP, they won't charge you.

Of course, here in Canada, physician appointments, tests, treatment, procedures, surgery, and hospitalization are paid by the government with no insurance, no deductibles, no copays, and no out of pocket costs. Canada does not have "government run" health care, Canada has a government funded, physician run health care system. If your physician says you need something, you get it, and no one can deny it to you, no approval is needed from anyone, except your own physician (GP or specialist).

[dflprincess]

5. I know in MInnesota you cannot collect UI if you are out of work because of illness

This is true even if you have been collecting UI and then get too ill to look for work - even for a short period.

I hope New York has different rules.