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and Waist Hip Ratio. I work for a school district in Florida which self insures. They have gone totally overboard with all this to the tune of "appointing" health coaches for all ($1M) and even penalizing with higher rates for Non Compliances with their rules and regulations.
First of all, they assume that everyone is either apple or pear, no matter what your WEIGHT is. Where do you store your "excess" fat? If it is not in your HIPS, you are at risk of a heart attack and must lose weight and go to a gym. Increased premium.
Here is why this one size fits all (sic) across the board standard doesn't work. One of my coworkers is 5' and weighs 90 lbs. She has a 23 inch waist, 32 inch hips, wearing a size 0 or 00. She is classified as APPLE shaped and is at risk of a heart attack by the insurance.
Same for me at 5'2" and 100 lbs. with a 25 inch waist, 33 inch hips, wearing a size 1 or 0. I am "apple shaped" also.
Are both of us supposed to DIET so we can lose the "excess" FAT around around our waists and not have a heart attack? WHAT FAT? Apple shape? Maybe an EATEN APPLE. Or how about another category. CELERY shaped.
My excess fat is well ABOVE my waist, as in I wear a 30DD bra. If that is being an apple, guilty as charged. Maybe I need breast reducation so I won't have a heart attack? I doubt EXERCISE will make my cup size go down. I also have fat upper arms. That risk of heart attack too? Sorry, exercise won't help there either. I work with a 45 lb disabled child who I push in a wheelchair and LIFT CONSTANTLY. I used to have fat, flabby upper arms. Now with all this lifting I have FAT, HARD arms. Yeah, exercise.
Vanity is bad enough, but when you have stupid health insurance PENALIZING even SKINNY people who don't fit in their one size fits all mold, I say ENOUGH is enough.
I even read somewhere these morons are now saying short people are at risk of heart attack too. Add that one to our health insurance list added penalties. One ABSURD study said it was because mothers didn't eat right during pregnancy that they had SHORT KIDS. Can you believe that one? GENES has no bearing whatsoever, because they YOU, or THEY, couldn't do anything about it. Right?
My New Year's resolution. STAY AWAY from DOCTORS. CANCEL this insurance.
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