|
Seriously.. This was our BIGGEST issue, because we live in a very high insurance state.. We just put our foot down, and insisted that they pay for the amount that OUR insurance went up when they started driving.. We insisted that they carry the MAXIMUM, which pissed them off to no end every time they heard the commercials for $50 a month insurance..
I always told them that THEIR driving was NOT a convenience for US, so if THEY wanted to drive, it was THEIR responsibility to pay for the pleasure of it. We never made them BUY a car, but insurance was the biggie..
We esplained it this way..
US:.. "So do you really think that if you hit a brand new BMW, that the owner will be "satisfied" that you only have 5K insurance? and that they will pay for the additional cost of repairing their car, because they'll understand that you're only a kid??
Them:.. But Mom.. I can't afford $200 a month for insurance..
US: Then you can't afford to drive...
The funny thing.. as often as they complained about it and said the couldn't WAIT til they were on their own, so they could buy cheap insurance...once they were on their own, they never gave up the maximum coverage :)
Our middle son was not allowed to even get a license and drive.. (He was a very irresponsible boy, and we just flat-out forbade it)
Our youngest waited until he was a Senior in HS to even get a license, because we did not allow him to work.. He was an honor student and played Club Soccer, so he never really had the time to fool with a job and a car until then..
I guess we were just meanies:)
|