Where conventional astrology is preoccupied in using the natal chart to outline a person's personality, in karmic astrology we assume the individual has a pretty good idea of what sort of personality they have. Thus we view the astrological chart not in ego personality terms but in spiritual terms. The natal chart is actually a spiritual balance sheet. It shows assets and liabilities, accounts payable and accounts receivable from previous incarnations. That's not as crude a metaphor as it might first seem. Actually it's pretty accurate, and sometimes (but not always) it's quite literal.
We look at the rewards brought into a person's present life from his/her past lives. Yes, karma includes rewards for things you have done right! A lot of people have never thought about that, and yet those rewards are there every day for anyone prepared to say yes to them, but they are different for everyone.
Likewise the chart also shows our unfinished business, which is why we are all here. We all have unfinished business. Now that does not mean something horrible is going to happen. This is simply an acknowledgment that we are all work in progress. That's why we're here. Well, actually, we are all here to do something wonderful, but the reality of the material world is that it takes a few lifetimes to put all the pieces together properly.
But which part of that wonderful are we here to do this time? In short, your astrological chart is the spiritual recordkeeper AND road map all rolled up into one tidy package. So the natal chart is not only your scorecard of how you have worked on your issues in past lives, it is also the potential game plan for getting this life right in this life. This is the kind of information contained in every natal chart.
(...)
What is the difference between karma and dharma?
While both are words from the ancient language of Sanskrit, there is a big difference. Karma looks to the past, while dharma looks to the present and the future. Sanskrit words often are layered with multiple meanings and great nuances and subtleties which are difficult to translate into English. Thus with the greatest respect (and apologies) to Sanskrit scholars and pundits, here are my condensed definitions.
Karma is nothing more than an unlearned lesson from the past. What we send out comes back to us. The reason it comes back is that we have not yet learned the lesson. When we learn the lesson, then it stops coming back. Karma has nothing to do with punishment. (Kindly note that John Calvin is dead.) Dharma is our right path, usually meant in the sense of our right spiritual path, the path our soul set before we incarnated. (There is a second meaning of dharma which deals with the evolution of humanity which we skip here.) In Karmic Astrology we work with the understanding that the resolution of karma gives us the tools to unfold our dharma. That's easy to say. If often requires a fair bit of work to do.
http://www.thegreenduck.com/ka/ast_faq.shtml