here is what I used to search google
error social security disability overpayments
I know nothing about sites (except the .gov), so please check for accuracy, good luck
http://www.disabilitysecrets.com/overpayment-ssa-fault.htmlWhat if social security says I owe an overpayment but it is not my fault?
If the social security administration determines that an overpayment has been made, they will demand restitution, even in cases where the error is their own. Claimant's are allowed to file a waiver request, however.
The form is ssa-632-bk, titled "request for waiver of overpayment". The form can be used to explain why the overpayment is not the claimant's fault and why paying it back would either be unfair (that's ssa's language) or would pose a hardship to the claimant.
To initiate this process, the claimant should simply contact their local social security office and request a waiver form. Sometime after the form is completed and returned to ssa, an answer on the waiver request will be forthcoming.
If the waiver request is denied. the waiver situation can be granted consideration through the appeals process, meaning that, at some point, a claimant may find himself standing before an administrative law judge who will rule on the status of the overpayment.
However, after a claimant's appeal options are utilized, even if the assessed overpayment is ultimately left to stand, ssa will generally accept repayment arrangements that involve fairly small monthly payments.
http://www.house.gov/matheson/fedgovhelp_socialsec.shtmlQ: What should I do if I believe that I am being charged for an overpayment?
If you are being charged an overpayment, you should immediately contact the local SSA office and request an application for reconsideration and waiver. A reconsideration means that you realize that you were overpaid and may be able to pay back a portion of the overpayment. A Waiver means that the SSA made an error that you feel you should not be held responsible for because it would cause a financial burden.
http://www.ssa.gov/legislation/testimony_033000.htmlHow does SSA go about recovering the debt that we are owed?
The collection process is different, depending on whether individuals are continuing to receive benefits or not receiving benefits.
Overpaid individuals who continue to be eligible for benefits receive an overpayment notice informing them about the amount of the overpayment. The notice gives the overpaid individual appeal and waiver rights and discusses repayment options. Options include a full refund of the overpayment immediately, or withholding overpayments from ongoing monthly benefits. SSA has a much higher recovery rate for debts owed by individuals who are on the benefit rolls.
Overpaid individuals who are no longer entitled to Social Security benefits are notified of the overpayment, provided appeal and waiver rights, requested to repay in full, or to contact us to negotiate an installment payment agreement. For those who establish installment agreements, SSA sends automated bills and notices requesting repayment. If the overpaid individual ignores the bills and notices, SSA's debt collectors call to arrange repayment. If the individual refuses to repay, SSA uses other debt collection tools such as tax refund and other administrative offsets and credit bureau reporting.
Although we believe that the provisions described above are the most effective and productive tools for recovering overpayments, we are planning to implement administrative wage garnishment and federal salary offset. We also are planning to use private collection agencies and interest charging as methods for recovering overpayments.
http://securities.lawyers.com/social-security/Social-Security-Disability-Insurance-FAQ.html#eightQ: I received a notice from Social Security saying it over paid me. Do I have to return the money? It was their error.
A: No, if you appeal their decision and win the appeal or if the mistake was theirs and it would be a hardship for you to repay the amount, you can apply for and receive a waiver of the overpayment.
edited to add a link to the povertylawcenter
http://www.povertylaw.org/poverty-law-library/category.html?catid:int=1741306