Has anyone ever heard of "website liability insurance?"

[Maat]

Don't usually post here, DUers, but I'm concerned about a local Democracy for America matter. We are highly involved there.

This law student is doing some research for the "legal minigroup." We are checking into organizing as a not-for-profit.

Meantime ... my hubby designed a beautiful little ol' website for them (not out there yet), and we were just wondering about if there was an insurance company out there who not only offered the coverage, but also would have some legal counsel on board who would be able to help.

Any ideas?

Any contacts?

[Xithras]

1. Website liability....

Most web design firms simply have a run of the mill "Business Liability Policy". My business is insured through Nationwide, and for my ~$1300 a year they cover me for everything from lawsuits due to late sites, to defamation and libel, to programming errors that cause physical damage or profit loss to clients. I've never had a claim against me, but it's nice to be covered if I do.

As for getting legal advice from an insurance company, I'd strongly advise against it. Their only concern is going to be in limiting the liability of the insurance company, even if doing so means offering you bad legal advice. Spring for your own lawyer, and look for one with technology experience.

[geckosfeet]

2. errors and omissions (e&o) insurance

I think you can also get errors and omission insurance which is less $$$. This is a kind of standard insurance for dba's and sole proprietors.