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BlooInBloo Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jun-17-06 10:07 PM
Original message
I finally got a job - woohoo! What are good & effective ways to....
Edited on Sat Jun-17-06 10:10 PM by BlooInBloo
... clean up bad credit record. It's bad, but not the worst in the world. I'd guess I've got about $10k of unpaid stuff on it, of which $7k is a student loan (not in default, I don't think).

How do I find out what all I owe people from a jillion years ago that still have crap on my credit record?
How do I get awesome credit so I can buy cars and houses n stuff for low interest?

Thanks for any suggestions!


EDIT: I have no actual credit (cards or otherwise - thankfully, given the way I spend... lol - just unpaid crap on my credit record. I have no debt beyond that. My only asset is my car - prolly worth about $3000.)
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trof Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Oct-09-06 11:14 AM
Response to Original message
1. Get copies of your credit reports.
They should tell all.

http://www.freecreditreport.com/Default.aspx?SiteVersionID=418&SiteID=100133&sc=643200&bcd=gg01b&WT.srch=1

Or, for 20 bucks:
View your Complete and Current Credit Report from all three credit reporting agencies: Experian, Equifax, and TransUnion, instantly online!
http://creditreport.com/index.asp?src=google&kwd=credit+reports+e&gclid=COrgxtGx7IcCFRc5GgodwzxziA

Good luck.
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