Heard on the pentagon station/ CNN

[sasha031]

that in order to get a job today, you a to have a perfect credit score. I wonder how the people that lost their homes on the gulf coast with the insurance ind. refusing to pay feel about that one. Or the person who had a sick loved one and is trying to keep up with the medical payments, maybe had to file a 7 or 11.

we are officially a 3rd world nation, but I don't think they even stoop that low.

[KarenS]

1. I am just shaking my head over this one,,,,,

I believe, they are equating a person's character with their credit score,,,,

How can a person get their bills squared away or improve the quality of their life, if they cannot get a job??

These big multinational corporations are at the root of the majority of our problems.

[madokie]

6. very true words here

These big multinational corporations are at the root of the majority of our problems.

[agincourt]

2. Correct me if I'm wrong,

but I thought your credit score was confidential? I thought it was not accessible to employers, current or potential.

[mmonk]

3. I can tell you that it isn't.

I make my living through real estate and home rentals. If I take your application, I will check your credit and whether you have a criminal record. I disclose that to the applicant and by signing, they agree to that check. I figure if it is available to me, its probably available to employers.

[KarenS]

4. I just used "the google", and the first article listed

said this:

"Merchants, landlords, employers, lenders and even insurers check credit ratings. Here are 4 score-polishing tips and ways to avoid dinging your numbers."

more at link
http://moneycentral.msn.com/content/Banking/Yourcreditrating/P136689.asp

[sasha031]

7. we are living in a new world order

if citizen's would wake up and we all pull together, we could create co/op's, it would be allot of hard work and organizing. Say goodbye to the mall, create are own nonprofits and make our own goods, and we do our own trading together.

it would be going back into another time, but with sovereignty, it's possible.

it's so sad, millions hanging on by a shoestring, just waiting for a time where they receive their pink slip or the corp pulls ann chapt. 11.

is this a fantasy? t would take Allot of Action and Thought.

[Deja Q]

11. People prefer 'big names'.

A person at a job assistance company told me I should go work for Geek Squad 9this is after the Best Buy takeover).

I don't want to be recognized with a company that's got a poor service record.

I have a sublime service record.

I'd rather be my own small business, give better turnaround time, better service, et al...

But Best Buy has the name and visibility I lack. And lower prices because they, as a big chain, can afford to squeeze out all the rest.

And the person who told me to work for them is a "liberal" too.

People in foyers and waiting rooms bitch and whine about the person they go to for _____ and say they decided to move to (big chain) instead because it costs less. When I hear said people later on whine about poor service, they just cannot seem to put 1+1 together.

So maybe big corporations are correct in their slur that Americans are stupid. My own observations and past dealings with people do seem to prove their point to a certain degree, I cannot deny it. :shrug:

Corporate control is here. And it's not going to go anywhere. We can either fight and suffer or join up and suffer less (or even prosper). 34 years' worth of suffering, I'm tired of the pain and the hurt. I wish to prosper or at least not suffer so badly.

[Deja Q]

9. It is accessible to employers.

They freely tell people that when you apply for a job and make you sign your authorization.

People can't even get a 2nd job to pay back existing debt - low credit scores suggest an employee would be a thief and steal rather than work and be ethical. :( Which is sad, I busted my butt to pay my debt back with one job (couldn't ever get a second...) and live on a newly made budget, and I've bought updated equipment and tools to further my own self-education and keep myself (or so I like to believe) marketable.

[deadmessengers]

12. they can see it.

Many jobs will do a pre-employment credit check as part of the standard background check. I know that mine did. You have to give them permission to check it, though - it's usually buried in the fine print on a background check consent form.

[Igel]

13. It would be pointless if it were confidential.

Lots of people can get access to it. Nearly anybody that's likely to have business dealings with you.

Same for business credit reports.

[Pathwalker]

16. Our FORMER homeowner's insurance company

put a surcharge on our policy based on our credit score - said it wasn't high enough. We went with another company who deemed it perfectly acceptable. So yes, they know your score.

[DoYouEverWonder]

5. If I only hired people with good credit scores

I would have anyone to work for me.

[Deja Q]

10. Job talent is not always equated to credit score...

In my field, half the debt I built up was by buying new and improved software and hardware.

And that was for a support job.

Now I'm working toward content creation. Support is on its way out anyway.

[Deja Q]

8. Sad.

Or failed SMBs...

Or student loan debt, losing a job due to offshoring or downsizing and can't pay back the home loan...

When does common sense have a say in all this?

And will Pelosi and the rest put back some common sense? Repubs of the last 6 years certainly haven't, or if they think there is any common sense in their actions they've neglected to tell the American people upfront -- which would have been nice.

[agincourt]

14. This certainly makes sense if you are trying to buy on credit,

or if you are trying to sign a lease. Of course it makes sense on a mortgage, but your financial health is none of your employers damn business and you should have the right to keep it confidential.

[blues90]

15. What if you have only one card ?

If I only have one little card and it's ok does this matter ? How do I find out how I stand it is beginnig to concern me since I have been having trouble getting a job .

This hardly seems fair tht one becomes outcast because they have bad or not credit by choice .

[Ilsa]

17. And yet a car saleman will get you credit if you've had a bankruptcy

and/or foreclosures and repos or just lousy credit. Some businesses are way too eager to lend. And I bet as soon as you get your bankruptcy approved, alot of new credit card offers come in the mail.