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the poor, ailing, defenseless and "unproductive" among us.
I've been disabled and reliant on Medicare for five years. My yearly income is about $8,400 -- and yes, you read that right. Sole income is from my SSDI (Disability) benefits, and only health care coverage is from Medicare and Medicaid. I require 10 prescription medications to stay alive and for pain management. Without the pain meds, I'd end my own life immediately, the sheer physical agony is that extreme.
Before this new Medicare drug plan went into effect, Oklahoma Medicaid paid for my meds, and I had only $1 or $2 copays due to my poverty status. You can't imagine the fear and dread that gripped so many of us when this new Medicare drug plan was announced, because I'm not alone in my anxiety that any day the govt could do something to deny me the meds I need to survive.
In my case, as with many others at the bottom of the pile in our society, the govt did not offer me a choice of plans but automatically put me on one they selected. It may work out okay for me, but the first month I had to get my pain meds after it went into effect, I went through utter HELL.
For three days, the new insurance company refused to pay for my primary pain med script, leaving me with only the breakthrough pain pills which are not enough, not strong enough, not time-release -- and of course, I had to take way more of them to make up for not having my primary pain med. I had no money to pay for what I needed myself, so if the new company wouldn't pay, I could not get my med, period, even though I had a written prescription for it.
Even with the breakthrough med to fall back on, my pain was NOT controlled during those three days; and all the while I spent anxious, frustrated hours on the phone trying to get the glitch straightened out. But of course, the pharmacy, the insurance company, and my doctor's office all used automated phone answering services so that I played enless rounds of "phone tag" just trying to get a human being to help me!
For one entire day, when I called the insurance company, I got a long recorded message to listen through, then when I punched in the numbers in response, at the end came a recording that said: "I'm sorry, your call cannot be answered at this time," and the system hung up on me. Didn't give any option of where else to turn, another number to try, NOTHING.
Finally, I did get a human being and from her a number for my doctor to call to "pre-approve" my primary pain med for the next year. Of course, they can change THAT policy at any time, too, and I could be right back to being refused my meds!
I tell ya, folks, it's a nightmare out here for the poor, elderly, and disabled!
I never thought I'd be one of them, but if it can happen to me, it can happen to anyone. I worked hard for all of my adult life and paid tons in taxes. My dad said they'd NEVER do away with Social Security and Medicare, the people would demand that these programs be there for them.
But I'm afraid all but a few of us, "the people," have forgotten or never knew that they could DEMAND anything of the government employees who supposedly work for US....
Newswolf56, I like your new name for this Medicare Drug Lord program, although I think they ought to call Medicare itself "MediDON'Tcare"!
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