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Screw bankers BACK: difference bank v. credit union in stick figures

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yurbud Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Feb-18-09 10:51 AM
Original message
Screw bankers BACK: difference bank v. credit union in stick figures
 
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Posted on YouTube: January 23, 2008
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Posted on DU: February 18, 2009
By DU Member: yurbud
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The best way to get even with banks is to stop doing business with them. This is explains why credit unions are a better alternative.

http://www.bankerspank.com/ has some good links on this including how to find a credit union:

http://creditunion.coop/ (look for LOCATE A CREDIT UNION in the left sidebar)

international
http://woccu.org/

We could probably eliminate a lot of our problems with corporate crime if we fed this model and starved the corporate one.

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Demeter Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Feb-18-09 10:54 AM
Response to Original message
1. K&R & Cute!
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Raineyb Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Feb-18-09 01:26 PM
Response to Original message
2. I wish it were easier to find a credit union
I think it would make it easier to starve the corporate banks.

My sister's doesn't allow siblings to join (but my Grandmother can) and the others have conditions I don't meet. <sigh>

My credit union is based in CT. (Not doing me much good although I do make a point to keep the account.)

Regards
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yurbud Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Feb-18-09 01:53 PM
Response to Reply #2
3. LINKS to find one near you:
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Raineyb Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Feb-18-09 02:56 PM
Response to Reply #3
8. I already checked.
Three have residency requirements so while I live somewhat near (and not really) I wouldn't qualify. One is really rather far out for me to travel to do my banking on a regular basis.

Like I said, it would be easier to break the corporate banks if credit unions were more easily available to join.

Regards
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roguevalley Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Feb-18-09 03:15 PM
Response to Reply #2
9. I don't bank, I use my credit union, Credit Union 1. I have been a
member for 31 years and have never regretted it.
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yurbud Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Feb-18-09 01:55 PM
Response to Original message
4. NOTE: some nitwits are giving this down votes at reddit, please help if you are a member:
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FatDave Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Feb-18-09 02:22 PM
Response to Reply #4
5. Done. (nt)
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yodermon Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Feb-18-09 02:38 PM
Response to Original message
6. Do Fractional Reseve Banking rules apply to credit unions as well?
I'm talking about those 9 : 1 lending-to-deposit ratios talked about in "Money as Debt".
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jfkraus Donating Member (378 posts) Send PM | Profile | Ignore Wed Feb-18-09 02:54 PM
Response to Original message
7. We just refinanced our mortgage with a credit union
Took the business away from Washington Mutual/Chase and kept it local. Got a great rate too!
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DS1 Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Feb-18-09 03:23 PM
Response to Original message
10. I dumped BofA today for a much smaller local bank
Their policies are much better, they're open a hell of a lot longer, and don't find every which way to charge me fees like BofA had been doing.
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