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Home » Discuss » Archives » General Discussion (1/22-2007 thru 12/14/2010) |
canetoad (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:15 AM Original message |
Question about medical insurance premiums |
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Bombtrack (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:18 AM Response to Original message |
1. you know the rules and so do I |
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canetoad (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:21 AM Response to Reply #1 |
4. Actually I don't |
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Bombtrack (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:23 AM Response to Reply #4 |
6. A full commitments what Im thinking of |
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Horse with no Name (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:19 AM Response to Original message |
2. No. |
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RB TexLa (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:24 AM Response to Reply #2 |
7. Except that a "prudent and reasonable" person would have had that condition checked out |
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Horse with no Name (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:30 AM Response to Reply #7 |
11. *unless* they know the loopholes |
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canetoad (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:29 AM Response to Reply #2 |
10. Ok, I get the point about diagnosis |
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RB TexLa (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:33 AM Response to Reply #10 |
14. Neither. If a condition is unknown and a "reasonable and prudent" person would not have had it |
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uppityperson (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:34 AM Response to Reply #10 |
15. No refund, no. You were covered, you just chose to not use the coverage. |
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Sgent (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 02:32 AM Response to Reply #15 |
27. If the insurance contract is recinded |
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uppityperson (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:17 PM Response to Reply #27 |
29. If you pay ahead (which is normal) and policy is stopped, you get money back |
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Sgent (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:42 PM Response to Reply #29 |
30. Nope |
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Horse with no Name (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:35 AM Response to Reply #10 |
16. Then you are basically screwed |
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canetoad (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:45 AM Response to Reply #16 |
22. awww, thank you, but no |
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uppityperson (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:19 AM Response to Original message |
3. Health insurance is legalized gambling. A lawyer might help. |
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canetoad (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:23 AM Response to Reply #3 |
5. Sorry if you misunderstood |
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uppityperson (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:31 AM Response to Reply #5 |
12. I missed you were opposite of me. Not pay you back, no. |
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canetoad (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:40 AM Response to Reply #12 |
19. That makes it clearer |
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uppityperson (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:44 AM Response to Reply #19 |
21. Not sure what you mean, getting late here and my mind is slowing down. |
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canetoad (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:47 AM Response to Reply #21 |
23. It's friday afternoon |
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Rosemary2205 (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 01:03 AM Response to Reply #19 |
25. Most payments are contracted in advance here. |
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BlooInBloo (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:27 AM Response to Original message |
8. LOLOLOLOL!!!! That's a good one! |
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RB TexLa (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:28 AM Response to Original message |
9. There is a non contestable clause in most health insurance contracts |
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canetoad (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:31 AM Response to Reply #9 |
13. Thanks for that |
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uppityperson (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:36 AM Response to Reply #9 |
17. Do you mean you have to argue with them for 2 yrs, or that you must file withing 2 yrs? |
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RB TexLa (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:38 AM Response to Reply #17 |
18. After the policy has been in force for two years. This is primarily in regards to individual |
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uppityperson (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:41 AM Response to Reply #18 |
20. They must figure any pre-exisiting would show up within 2 yrs? |
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Rosemary2205 (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 12:55 AM Response to Original message |
24. State laws govern this and vary from state to state. |
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canetoad (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 01:08 AM Response to Reply #24 |
26. And we all know how well motivated |
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izzie (1000+ posts) Send PM | Profile | Ignore | Fri Jun-22-07 03:14 AM Response to Original message |
28. I spent almost 6 years in college and I can not understand the bill |
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DU AdBot (1000+ posts) | Mon Sep 16th 2024, 02:57 PM Response to Original message |
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