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Home » Discuss » Archives » General Discussion (1/22-2007 thru 12/14/2010) |
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Stinky The Clown
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Mon Dec-03-07 03:35 PM Original message |
Let's get something straight ...... the issuance of unsustainable mortgage loans is morally bankrupt |
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WolverineDG
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Mon Dec-03-07 03:39 PM Response to Original message |
1. well said! |
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ORDagnabbit
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Mon Dec-03-07 03:45 PM Response to Original message |
2. good vid to watch about money |
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Lucky Luciano
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Mon Dec-03-07 11:03 PM Response to Reply #2 |
108. ANother clever video on the subject.... |
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Matariki
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Mon Dec-03-07 03:46 PM Response to Original message |
3. I see the real problem being house buying as 'investment' |
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Stinky The Clown
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Mon Dec-03-07 03:51 PM Response to Reply #3 |
5. Well, let's just think abut that ........ |
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JuniperLea
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Mon Dec-03-07 03:57 PM Response to Reply #5 |
8. Enough blame to go around, for sure |
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Stinky The Clown
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Mon Dec-03-07 04:06 PM Response to Reply #8 |
16. Lemme tell ya what I fear more than anything else |
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JuniperLea
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Mon Dec-03-07 05:11 PM Response to Reply #16 |
48. I just had a horrid thought!!! |
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Stinky The Clown
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Mon Dec-03-07 05:20 PM Response to Reply #48 |
50. I blame Bush .... but nmot in the way you might think ....... |
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JuniperLea
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Mon Dec-03-07 05:34 PM Response to Reply #50 |
54. I blame Bush too... |
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ret5hd
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Mon Dec-03-07 08:25 PM Response to Reply #48 |
81. Somebody said "A depression is when property returns to its rightful owners." |
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earthlover
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Mon Dec-03-07 10:48 PM Response to Reply #48 |
105. Sorry, but the credit crisis is a lot more complicated than that |
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nosferaustin
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Tue Dec-04-07 12:35 AM Response to Reply #105 |
121. I'm in the business |
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bluerum
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Tue Dec-04-07 06:38 AM Response to Reply #105 |
135. Yeah - I feel bad that foreclosures "cost" the lenders too,,, |
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JuniperLea
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Tue Dec-04-07 12:25 PM Response to Reply #105 |
169. You are missing a huge part of the puzzle |
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Yupster
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Tue Dec-04-07 10:24 AM Response to Reply #8 |
145. So what does the A stand for in ARM? |
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dansolo
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Tue Dec-04-07 12:50 PM Response to Reply #8 |
170. The Truth in Lending for ARMs does not have this info |
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JuniperLea
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Tue Dec-04-07 02:59 PM Response to Reply #170 |
181. Then you didn't read far enough |
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Joe Fields
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Mon Dec-03-07 04:02 PM Response to Reply #5 |
13. "marks/victims?customers." |
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sandnsea
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Mon Dec-03-07 04:14 PM Response to Reply #13 |
20. Ever heard of con men? |
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Stinky The Clown
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Mon Dec-03-07 04:20 PM Response to Reply #20 |
25. I wish I could recommend your reply! |
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Matariki
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Mon Dec-03-07 04:27 PM Response to Reply #20 |
29. One thing that con men can bank on is HUMAN greed. |
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sandnsea
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Mon Dec-03-07 04:31 PM Response to Reply #29 |
31. They couldn't have run the numbers |
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Matariki
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Mon Dec-03-07 04:36 PM Response to Reply #31 |
34. What motivated people to buy into a business without being able to check the numbers for themselves? |
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sandnsea
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Mon Dec-03-07 04:39 PM Response to Reply #34 |
35. New opportunity |
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Joe Fields
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Mon Dec-03-07 07:28 PM Response to Reply #20 |
71. The fact of the matter is that no one twists anyones arm into buying a home. |
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sandnsea
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Mon Dec-03-07 09:39 PM Response to Reply #71 |
97. That's what you want to believe |
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Mike Daniels
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Tue Dec-04-07 11:12 AM Response to Reply #97 |
157. One can empathize with someone's bad fortune but still find them responsible for their undoing |
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whathappened
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Tue Dec-04-07 10:35 AM Response to Reply #71 |
147. sounds like i got mine |
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sss1977
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Tue Dec-04-07 05:49 AM Response to Reply #20 |
134. Exactly! |
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Stinky The Clown
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Mon Dec-03-07 04:18 PM Response to Reply #13 |
23. 1.8 Million ARMs |
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Joe Fields
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Mon Dec-03-07 07:57 PM Response to Reply #23 |
77. It's so PC here to play the "victim" card, isn't it? |
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Stinky The Clown
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Mon Dec-03-07 08:20 PM Response to Reply #77 |
79. I also can only wish everyone were as wise as you seem to think you are. |
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Joe Fields
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Mon Dec-03-07 08:29 PM Response to Reply #79 |
82. I'm wise enough to know that a person can understand when someone |
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Stinky The Clown
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Mon Dec-03-07 09:15 PM Response to Reply #82 |
88. Yeah sure right whatever |
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Joe Fields
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Mon Dec-03-07 09:29 PM Response to Reply #88 |
96. Heartless? No. Realistic? Yes. |
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Stinky The Clown
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Mon Dec-03-07 11:53 PM Response to Reply #96 |
110. Thank you |
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anitar1
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Tue Dec-04-07 12:19 AM Response to Reply #110 |
118. Great reply , H2S. May I borrow the final line? n/t |
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Imperialism Inc.
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Tue Dec-04-07 01:31 PM Response to Reply #96 |
174. Ask yourself this. |
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jberryhill
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Tue Dec-04-07 03:36 PM Response to Reply #96 |
190. I love a guy so full of compassion.... |
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Matariki
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Mon Dec-03-07 09:57 PM Response to Reply #77 |
100. I've been wondering that too. |
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Donnachaidh
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Mon Dec-03-07 04:27 PM Response to Reply #13 |
28. it ain't just the lneders -- mortgage brokers are on the bottom of the food chain |
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Stinky The Clown
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Mon Dec-03-07 04:35 PM Response to Reply #28 |
33. Lots of that happened |
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earth mom
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Mon Dec-03-07 05:22 PM Response to Reply #13 |
51. FYI-"Personal Responsibility" is a rethuglican meme. |
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Stinky The Clown
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Mon Dec-03-07 05:26 PM Response to Reply #51 |
52. Amen! Amen! |
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tavalon
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Tue Dec-04-07 12:49 AM Response to Reply #52 |
124. I think you both had really good points |
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Dorian Gray
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Tue Dec-04-07 10:45 AM Response to Reply #124 |
151. Congratulations |
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Matariki
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Mon Dec-03-07 06:28 PM Response to Reply #51 |
64. "Personal Responsibility" is a 'rethuglican' meme? |
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Pithlet
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Mon Dec-03-07 07:54 PM Response to Reply #64 |
76. The way the Republicans use it, yes. |
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tavalon
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Tue Dec-04-07 12:51 AM Response to Reply #64 |
125. They turned it into their catch phrase, |
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Matariki
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Tue Dec-04-07 02:47 AM Response to Reply #125 |
127. That's an excellent response. Very nice. |
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fredrickdouglas
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Tue Dec-04-07 01:04 PM Response to Reply #64 |
173. Yes, really. It is. |
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Joe Fields
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Mon Dec-03-07 08:43 PM Response to Reply #51 |
85. So are you calling all of those people stupid? |
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earth mom
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Mon Dec-03-07 09:08 PM Response to Reply #85 |
86. People have been scammed. What don't you understand about that? |
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Joe Fields
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Mon Dec-03-07 09:14 PM Response to Reply #86 |
87. What is it that you don't understand about personal responsibility? |
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Stinky The Clown
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Mon Dec-03-07 09:17 PM Response to Reply #87 |
90. Here's a google for ya |
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earth mom
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Tue Dec-04-07 02:06 PM Response to Reply #90 |
178. Thank You. |
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Matariki
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Mon Dec-03-07 10:01 PM Response to Reply #86 |
101. Say, do you have a link to that NOW video? |
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earth mom
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Tue Dec-04-07 02:04 PM Response to Reply #101 |
177. Here you go. You will see that average people were targeted. |
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HowHasItComeToThis
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Tue Dec-04-07 12:36 AM Response to Reply #51 |
122. BINGO FOR YOU |
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CANDO
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Mon Dec-03-07 06:18 PM Response to Reply #13 |
63. I've said it before on threads. |
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fredrickdouglas
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Tue Dec-04-07 12:58 PM Response to Reply #13 |
171. The Personal Responsibility Rant Is Getting Old |
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truedelphi
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Tue Dec-04-07 03:09 PM Response to Reply #5 |
183. I agree with you about everything you say except here is a little back drop on the ARM's |
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Joe Fields
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Mon Dec-03-07 03:54 PM Response to Reply #3 |
7. Nice post. n/t. |
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Javaman
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Mon Dec-03-07 04:05 PM Response to Reply #3 |
15. On the money... |
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high density
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Mon Dec-03-07 09:42 PM Response to Reply #3 |
98. I agree. It's not an investment, it's housing |
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WorseBeforeBetter
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Tue Dec-04-07 12:18 AM Response to Reply #98 |
117. Exactly. Dot com, then housing... |
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Matariki
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Tue Dec-04-07 02:50 AM Response to Reply #117 |
128. So the question is - who is making the money on this? |
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midlife_mo_Jo
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Tue Dec-04-07 11:21 AM Response to Reply #128 |
159. Drunk on Easy Money |
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kcass1954
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Tue Dec-04-07 11:38 AM Response to Reply #128 |
162. The guys at the top - the assholes with the golden parachutes... |
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WorseBeforeBetter
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Tue Dec-04-07 12:07 PM Response to Reply #128 |
167. I should have said "next big thing." |
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truedelphi
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Tue Dec-04-07 03:17 PM Response to Reply #128 |
187. The banks did make the money on the dot com |
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truedelphi
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Tue Dec-04-07 03:14 PM Response to Reply #98 |
185. The dot com bubble was barely over with |
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JVS
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Tue Dec-04-07 01:46 AM Response to Reply #3 |
126. Your point is worthy of its own OP |
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Stinky The Clown
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Tue Dec-04-07 09:05 AM Response to Reply #126 |
139. I agree that it is. You should start one |
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Orsino
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Mon Dec-03-07 03:49 PM Response to Original message |
4. And where is all that wealth concentrating? |
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Stinky The Clown
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Mon Dec-03-07 03:53 PM Response to Reply #4 |
6. Absolutely |
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slackmaster
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Mon Dec-03-07 03:59 PM Response to Original message |
9. Secondary market muddies up this otherwise fine rant |
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Stinky The Clown
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Mon Dec-03-07 04:54 PM Response to Reply #9 |
44. If we have massive loan defaults, the secoindary markets get KILLED ...... |
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slackmaster
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Tue Dec-04-07 11:31 AM Response to Reply #44 |
161. I see that as "Bailing out the borrowers helps some who don't deserve help" |
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truedelphi
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Tue Dec-04-07 03:20 PM Response to Reply #9 |
188. NO I think that many of these notes ended up in hedge funds |
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Richard Steele
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Mon Dec-03-07 04:00 PM Response to Original message |
10. Kicked and recommended. |
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EFerrari
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Mon Dec-03-07 04:01 PM Response to Original message |
11. Yes, it is. Especially when in order to get one of those things |
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Stinky The Clown
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Mon Dec-03-07 04:25 PM Response to Reply #11 |
27. Not so ...... |
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EFerrari
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Mon Dec-03-07 05:33 PM Response to Reply #27 |
53. Maybe it's different in your state. |
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Stinky The Clown
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Mon Dec-03-07 05:53 PM Response to Reply #53 |
57. Here, they require disclosure, but no remedy for the unprotected buyer |
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Javaman
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Mon Dec-03-07 04:02 PM Response to Original message |
12. Well said, well posted. |
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Lex
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Mon Dec-03-07 04:05 PM Response to Original message |
14. Like sleazy used car salesmen |
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Javaman
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Mon Dec-03-07 04:07 PM Response to Original message |
17. Like any scam purpetrated upon the public, follow the money... |
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MrCoffee
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Mon Dec-03-07 04:07 PM Response to Original message |
18. you forgot the part where they held guns to the borrower's heads and made them sign in blood |
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Lex
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Mon Dec-03-07 04:15 PM Response to Reply #18 |
21. lied to them and didn't fully disclose the terms |
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MrCoffee
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Mon Dec-03-07 04:19 PM Response to Reply #21 |
24. so they're enforcing terms that weren't in the contract? |
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Stinky The Clown
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Mon Dec-03-07 04:40 PM Response to Reply #24 |
37. Blame the victim |
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Adsos Letter
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Tue Dec-04-07 01:03 PM Response to Reply #37 |
172. So, by your way of thinking.... |
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killbotfactory
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Mon Dec-03-07 04:22 PM Response to Reply #21 |
26. Some of them also changed the terms right before closing |
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Matariki
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Mon Dec-03-07 04:39 PM Response to Reply #26 |
36. Do you have any links for that? Or is it anecdotal? |
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sandnsea
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Mon Dec-03-07 04:44 PM Response to Reply #36 |
39. No, not really |
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sandnsea
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Mon Dec-03-07 04:10 PM Response to Original message |
19. Absolutely |
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flamin lib
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Mon Dec-03-07 04:16 PM Response to Original message |
22. The emeny is more than the lenders, it's the banking lobby and a |
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Stinky The Clown
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Mon Dec-03-07 04:28 PM Response to Reply #22 |
30. I agree ..... |
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donkeyotay
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Mon Dec-03-07 06:45 PM Response to Reply #22 |
66. A succinct bit of history in that link for those wondering about the banksters |
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Atman
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Mon Dec-03-07 04:32 PM Response to Original message |
32. I wish I could rec this a thousand time. |
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AngryAmish
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Mon Dec-03-07 04:41 PM Response to Original message |
38. Problem - those holding the loans now didn't make the loans |
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Stinky The Clown
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Mon Dec-03-07 04:47 PM Response to Reply #38 |
41. Oh ...... the possible ramifications will make a sane person's head explode |
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AngryAmish
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Mon Dec-03-07 04:52 PM Response to Reply #41 |
43. A note of optimism |
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Stinky The Clown
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Mon Dec-03-07 04:57 PM Response to Reply #43 |
46. I gotta tell ya ......... |
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Rex
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Mon Dec-03-07 04:45 PM Response to Original message |
40. It is the Savings & Loan bullshit, Enron bullshit, stealing from you |
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Stinky The Clown
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Mon Dec-03-07 04:49 PM Response to Reply #40 |
42. Amen! Amen! |
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Elspeth
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Mon Dec-03-07 04:57 PM Response to Original message |
45. "That is an ongoing criminal enterprise." AMEN |
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KitchenWitch
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Mon Dec-03-07 04:58 PM Response to Original message |
47. Thank you for this. |
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annabanana
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Mon Dec-03-07 05:15 PM Response to Original message |
49. Thank you Thank you Thank you! |
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aikoaiko
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Mon Dec-03-07 05:41 PM Response to Original message |
55. There is nothing inherently predatory about ARMs. |
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Stinky The Clown
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Mon Dec-03-07 05:54 PM Response to Reply #55 |
58. Wow |
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aikoaiko
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Mon Dec-03-07 05:57 PM Response to Reply #58 |
59. The OP wants all ARMs declared null and void because s/he thinks they are predatory |
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Stinky The Clown
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Mon Dec-03-07 06:07 PM Response to Reply #59 |
61. Uh |
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aikoaiko
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Mon Dec-03-07 06:15 PM Response to Reply #61 |
62. No thanks. |
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Stinky The Clown
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Mon Dec-03-07 06:31 PM Response to Reply #62 |
65. I'll tell ya what. I am NOT suffering from the mortgage crisis, and **I** want a bailout because ... |
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Connonym
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Mon Dec-03-07 05:44 PM Response to Original message |
56. We've ALL been taken in by this |
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Danger Mouse
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Mon Dec-03-07 05:58 PM Response to Original message |
60. I wish I could recommend this more than once. I have been DISGUSTED with how many DUer's |
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MadHound
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Mon Dec-03-07 06:56 PM Response to Reply #60 |
68. No, most of these "victims" were being greedy fucks themselves |
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Danger Mouse
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Mon Dec-03-07 07:21 PM Response to Reply #68 |
70. That's what our society pushes on people, though. |
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MadHound
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Mon Dec-03-07 08:37 PM Original message |
Then it is your duty to yourself to push back. |
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Connonym
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Tue Dec-04-07 01:40 PM Response to Original message |
176. the falling housing prices are the very REASON why this is happening |
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Stinky The Clown
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Mon Dec-03-07 08:22 PM Response to Reply #68 |
80. You got statistics to back that shit up, right? |
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MadHound
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Mon Dec-03-07 08:39 PM Response to Reply #80 |
84. Those stats are out there, why don't you go look |
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Stinky The Clown
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Mon Dec-03-07 09:19 PM Response to Reply #84 |
91. No, its far easier to spout crap, hold it up as fact, and then challenge the challenger |
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MadHound
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Mon Dec-03-07 09:29 PM Response to Reply #91 |
95. Oh, kind of like somebody who hurls insults, issues demands, |
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Stinky The Clown
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Mon Dec-03-07 11:54 PM Response to Reply #95 |
111. Nice try |
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Joe Fields
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Tue Dec-04-07 03:36 PM Response to Reply #95 |
189. He seems to be the latter. |
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midlife_mo_Jo
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Tue Dec-04-07 11:17 AM Response to Reply #68 |
158. They got adjustable rate mortgages because they couldn't afford |
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Doremus
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Mon Dec-03-07 09:25 PM Response to Reply #60 |
92. Hear hear! I wish I could recommend your post! |
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Dorian Gray
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Tue Dec-04-07 10:59 AM Response to Reply #92 |
154. The thing is... |
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eridani
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Tue Dec-04-07 02:56 AM Response to Reply #60 |
129. Yep. Reminds me about people who get snotty about how rape victims dress n/t |
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ElboRuum
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Tue Dec-04-07 03:15 PM Response to Reply #60 |
186. I don't think that it is the weak and foolish we're talking about here... |
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troubleinwinter
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Mon Dec-03-07 06:51 PM Response to Original message |
67. I think the time is near when some of the assholes will not be happy. |
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Stinky The Clown
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Mon Dec-03-07 06:56 PM Response to Reply #67 |
69. I wish for Mr. Asshole nothing but ....... |
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troubleinwinter
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Mon Dec-03-07 10:02 PM Response to Reply #69 |
102. I wish the mutherfucker gets his little boat for fishing. |
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HughMoran
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Mon Dec-03-07 07:30 PM Response to Original message |
72. K&R |
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Faryn Balyncd
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Mon Dec-03-07 07:43 PM Response to Original message |
73. And a govt bailout facilitates REAL ESTATE INFLATION & rewards PREDATORY FINANCIAL INSTITUTIONS..... |
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Stinky The Clown
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Mon Dec-03-07 09:28 PM Response to Reply #73 |
94. If there's gunna be abailout, how about we bail out people instead of corporations? |
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KG
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Mon Dec-03-07 07:47 PM Response to Original message |
74. steal a little, they'll call you a thief, steal a lot and they'll make you a king... |
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blondeatlast
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Mon Dec-03-07 07:50 PM Response to Original message |
75. What Stinky said. nt |
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bring_em_home_bush
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Mon Dec-03-07 07:59 PM Response to Original message |
78. k&r |
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sendero
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Mon Dec-03-07 08:37 PM Response to Original message |
83. Yeah... |
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riglerej
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Tue Dec-04-07 11:48 AM Response to Reply #83 |
164. wrong, the 'good guys' are... |
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trashcanistanista
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Mon Dec-03-07 09:16 PM Response to Original message |
89. Thank you for posting this. |
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Doremus
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Mon Dec-03-07 09:28 PM Response to Original message |
93. K&R |
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leftist_not_liberal
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Mon Dec-03-07 09:54 PM Response to Original message |
99. In Australia |
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rockybelt
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Mon Dec-03-07 10:20 PM Response to Original message |
103. Supposedly |
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Mutineer
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Mon Dec-03-07 10:36 PM Response to Reply #103 |
104. So I made my loan payments and what's my reward |
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rockybelt
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Mon Dec-03-07 11:02 PM Response to Reply #104 |
107. No |
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lonestarnot
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Tue Dec-04-07 12:06 AM Response to Reply #104 |
114. You prefer instead to devalue your own property? Oh I see. |
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Gormy Cuss
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Mon Dec-03-07 10:51 PM Response to Original message |
106. Agreed. |
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On the Road
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Mon Dec-03-07 11:23 PM Response to Original message |
109. Negotiating a Fixed Rate |
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mzmolly
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Tue Dec-04-07 12:04 AM Response to Original message |
112. The frikken MOB charges less for loans. |
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Danger Mouse
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Tue Dec-04-07 12:08 AM Response to Reply #112 |
115. The mob only breaks your legs. |
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mzmolly
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Tue Dec-04-07 12:14 AM Response to Reply #115 |
116. Indeed, and that of your children. |
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Danger Mouse
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Tue Dec-04-07 12:31 AM Response to Reply #116 |
120. But hey, that's perfectly fine to many duer's... |
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NanceGreggs
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Tue Dec-04-07 12:05 AM Response to Original message |
113. Amen! |
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HowHasItComeToThis
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Tue Dec-04-07 12:23 AM Response to Original message |
119. REPUBLICANS ALL THE WAY THROUGH |
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Bozita
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Tue Dec-04-07 12:47 AM Response to Original message |
123. Best.piece.of.the.day.!. |
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Indi Guy
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Tue Dec-04-07 03:21 AM Response to Original message |
130. My Girlfriend's Sister - now Defaulting on a Loan That Should Never Have Been Approved!... |
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Oerdin
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Tue Dec-04-07 04:14 AM Response to Original message |
131. So true |
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sss1977
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Tue Dec-04-07 05:45 AM Response to Original message |
132. Mother fucking HEAR HEAR to that! |
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ingac70
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Tue Dec-04-07 05:49 AM Response to Original message |
133. Sorry, I refuse to call folks who signed ARMs victims... |
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Phoebe Loosinhouse
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Tue Dec-04-07 07:00 AM Response to Reply #133 |
136. Your grandmother should get a reverse mortgage. |
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troubleinwinter
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Tue Dec-04-07 11:46 AM Response to Reply #136 |
163. YES YES YES! |
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ingac70
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Tue Dec-04-07 12:02 PM Response to Reply #136 |
166. thanks for the info, but... |
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glowing
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Tue Dec-04-07 07:26 AM Response to Original message |
137. The only thing ARMs are good for are people who turn over homes.. |
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aikoaiko
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Tue Dec-04-07 10:01 AM Response to Reply #137 |
143. Not true. |
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Yupster
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Tue Dec-04-07 10:40 AM Response to Reply #143 |
150. Or arms might make sense |
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NuttyFluffers
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Tue Dec-04-07 07:39 AM Response to Original message |
138. correct. people have expectations of regulation and good faith in many businesses. |
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Lance_Boyle
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Tue Dec-04-07 09:12 AM Response to Original message |
140. Being unaware/incurious enough to get suckered by the PMFs |
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DFW
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Tue Dec-04-07 09:50 AM Response to Original message |
141. Two sides to a question plus a third? |
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frogcycle
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Tue Dec-04-07 09:54 AM Response to Original message |
142. I agree with your characterization of the predatory lenders |
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catrose
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Tue Dec-04-07 10:08 AM Response to Original message |
144. Can I bring it back to education? |
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johnaries
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Tue Dec-04-07 10:39 AM Response to Reply #144 |
149. There's plenty of education - the OTHER way! |
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catrose
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Tue Dec-04-07 11:08 AM Response to Reply #149 |
156. Absolutely! eom |
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blondeatlast
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Tue Dec-04-07 01:35 PM Response to Reply #144 |
175. Personal economics should be a required HS course, but you can bet that |
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IronLionZion
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Tue Dec-04-07 02:48 PM Response to Reply #144 |
180. Exactly, people who know this stuff take advantage of people who don't |
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gtar100
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Tue Dec-04-07 10:25 AM Response to Original message |
146. Yes!!! I'm not alone!! |
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Dorian Gray
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Tue Dec-04-07 10:36 AM Response to Original message |
148. I like your take on this Hubs... |
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NashVegas
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Tue Dec-04-07 10:49 AM Response to Original message |
152. Sorry, H2S, But I Do Think the Victims Are Either Stupid, or Dishonest |
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EnviroBat
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Tue Dec-04-07 10:53 AM Response to Original message |
153. I almost got suckered too. |
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Eurobabe
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Tue Dec-04-07 11:02 AM Response to Original message |
155. K&R, one of your best rants H2S |
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knitter4democracy
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Tue Dec-04-07 11:26 AM Response to Original message |
160. A couple of thoughts from a young homeowner with an ARM |
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cgrindley
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Tue Dec-04-07 11:49 AM Response to Original message |
165. CAVEAT EMPTOR and if my tax dollars go to bail a person out... |
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Hekate
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Tue Dec-04-07 03:11 PM Response to Reply #165 |
184. Your tax dollars go to bail out mega-corporations, or didn't you know that? nt |
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Danger Mouse
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Tue Dec-04-07 09:29 PM Response to Reply #184 |
191. Coroporations uber alles! |
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NMDemDist2
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Tue Dec-04-07 12:09 PM Response to Original message |
168. the PMFs *needed* all those mortgages to fund their Hedge Funds |
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madrchsod
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Tue Dec-04-07 02:11 PM Response to Original message |
179. it was`t only the "little guys or gals and their families" that were conned |
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Hekate
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Tue Dec-04-07 03:07 PM Response to Original message |
182. "Some will rob you with a 6-gun, some with a fountain pen": Pretty Boy Floyd by Woody Guthrie |
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