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Does anybody have any info about getting credit scores for free...

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WCGreen Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Dec-14-08 01:43 AM
Original message
Does anybody have any info about getting credit scores for free...
I want to see what ours are before I apply for a refinance...

myFICO gives you some info for a two week trial period. Is that a good deal...
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Demobrat Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Dec-14-08 01:50 AM
Response to Original message
1. This is the only one that's free.
You can look at your reports once a year.

https://www.annualcreditreport.com/cra/index.jsp
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TwixVoy Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Dec-14-08 02:06 AM
Response to Original message
2. Do you want SCORES or REPORTS?
If you want scores myfico.com is the ONLY one that is going to matter. FICO scores are used by most lenders, and myfico.com is the only place to get a real FICO score. Every other site on the net gives you their own score, which is NOT a FICO score.

At the myfico.com site you can use promo code CPPSAVINGS. Just pull you reports and scores with that promo code. Should cost less than $40.
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WCGreen Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Dec-14-08 02:09 AM
Response to Reply #2
3. Thanks
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napi21 Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Dec-14-08 03:15 AM
Response to Original message
4. I suggest you do both the one at the linkj in post #1 and the my fico.
The link on post #1 will give you your credit reports free so you can see if there are any odd things there. If you find ANYTHING at least you can prepare to answer the reason why. The myfico is a great deal for the trial period. Unless you anticipate something weird happening in the next few weeks, you shouldn't need to acess it more than once.
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