Citibank increasing interest rates 3% on Home Depot card

[independentpiney]

WTF- these people are getting bailed out and they have the balls to do this?
New rates are 26.99 standard and 29.99 default.
I'd opt out but I have an older home and I need to use it for emergencies.

[Uben]

1. I only use my Home Depot card for promotions....

.....where I get an extra 10% off if I do. No exceptions.

[cloudbase]

2. I saw that and immediately

drafted and mailed the opt out letter.

[xchrom]

3. i don't have a home depot card -- but

:grr:

[prolesunited]

4. Can you get a different card?

Those rates are crazy. I'm almost done paying everything off, but my highest card is only 5.99%.

[independentpiney]

5. I wish I could

But without going into detail, my ex did a murder-suicide with our credit ratings before leaving and it's the only card I've got left. I use it only for real emergencies when I'm between ssdi checks and I pay it off as quickly as I can.