Illinois considering requiring gun owners to purchase $1M liability insurance policy

[Mugu]

Statutes Amended In Order of Appearance
430 ILCS 65/4.5 new
430 ILCS 65/8 from Ch. 38, par. 83-8


Synopsis As Introduced

Amends the Firearm Owners Identification Card Act. Provides that any person who owns a firearm in this State shall maintain a policy of liability insurance in the amount of at least $1,000,000 specifically covering any damages resulting from negligent or willful acts involving the use of such firearm while it is owned by such person. Provides that a person shall be deemed the owner of a firearm after the firearm is lost or stolen until such loss or theft is reported to the police department or sheriff of the jurisdiction in which the owner resides. Provides that the Department of State Police shall revoke and seize a Firearm Owner's Identification Card previously issued under this Act if the Department finds that the person to whom such card was issued possesses or acquires a firearm and does not submit evidence to the Department of State Police that he or she has been issued in his or her name a liability insurance policy in the amount of at least $1,000,000 specifically covering any damages resulting from negligent or willful acts involving the use of such firearm while it is owned by such person. Effective January 1, 2010.

Actions
Date Chamber Action
2/5/2009 House Filed with the Clerk by Rep. Kenneth Dunkin
2/6/2009 House First Reading
2/6/2009 House Referred to Rules Committee

http://www.ilga.gov/legislation/BillStatus.asp?DocTypeID=HB&DocNum=687&GAID=10&SessionID=76&LegID=41158">Link

Illinoisans already must pay a fee to obtain an ID to exercise their Constitutional rights. Now they are considering forcing gun owners to purchase insurance in order to continue to exercise their rights.

I'm going to guess that insurance for "willful acts" cannot be obtained so it would become illegal to own a gun by default.

[ThomWV]

1. You may recall from Jim Crow days that there can be no test for a civil right

[LiberalFighter]

14. Isn't insurance required for homes? At least by the banks/mortgage company.

[Angleae]

17. Only as long as the bank owns it.

The state isn't requiring you to buy any insurance for your house.

[michreject]

31. Where is home ownership

listed as a civil right? I musta missed that day in civics class.

[LiberalFighter]

33. Amendment IV

[michreject]

34. Suggest you try a reading comp course

It states nothing about ownership.

[FLAprogressive]

2. Illinois....home of the biggest gun grabbers on the planet. This sounds like something Bobby Rush

would've thought of.....

[david13]

3. Insurance on a wilful act? Is that

done anywhere else, or even possible?
dc

[kanrok]

15. No way

You're right on the money. It is against public policy to provide insurance for intentional acts. There is case law in Illinois on that very point.

[NeedleCast]

4. Terrible Idea

So if someone breaks into my house and steals my gun while I'm on vacation and uses it in a crime, I'm liable?

Just a painfully bad idea.

[OhioChick]

29. Agreed. Absolutely ridiculous. n/t

[Lost in CT]

5. I like it if the poor can't afford to defend themselves that isn't my fault.

Guns for whitey only....

:sarcasm:

[FLAprogressive]

7. that's what gun control advocates want.....is it any wonder why a lot of gun grabbers are DLC?

DiFi, Carolyn McCarthy, Holy Joe Lieberman, Ellen Tauscher, Steve Israel, etc.

[Still Sensible]

6. Ridiculous. And that's being kind. n/t

[Sarah Ibarruri]

8. Good. Anyone these people hurt should be compensated. No more hiding behind....

"I have no money."

[Raskolnik]

10. Who are "these people?" n/t

[FLAprogressive]

12. gun owners, obviously. Since gun owners are obviously killers.

:sarcasm:

[The Straight Story]

16. And I am sure those who have guns illegally (and use them for illegal acts) will rush out to get

said insurance.

[Mugu]

22. That's the rub.

In Illinois you must have a state issued firearms owner identification (FOID) card to possess a weapon or ammo. If you let the ID expire you are a felon. So the plan is, no insurance, then no FOID, and you are now you're a felon.

[Raskolnik]

9. Well, this is a fabulous idea. Illinois is on the brink of financial ruin

most of our governors are either in or about to be in prison, Cook County and the city of Chicago are selling off public assets for pennies on the dollar, and some doofus in the state legislature thinks their time is better spent violationg the Constitution.

[FLAprogressive]

11. It's Illinois....the state that's obssessed with gun control the most (besides NY)

Even one of their Republican congressmen is a 100% Brady Campaigner.....

[michreject]

32. Don't forget the millions

that Chicago is spending fighting the Heller decision.

[ProgressiveProfessor]

13. Illinois, the Land of Lincoln, is truly one of the most corrupt states in the nation

[Romulox]

18. Sounds Unconstitutional to me. nt

[Donnachaidh]

19. aren't you required to have insurance on your car?

??

[FLAprogressive]

23. a car is not a constitutionally protected item.

[Fire_Medic_Dave]

24. No.

[Mugu]

25. Only if operated on a public road, not just to own it and keep it in the garage.

Illinois has no form of public carry permits for firearms. Plus, owning a car isn't a Constitutional right.

[madrchsod]

20. it does`t have a chance in hell of passing

from where he lives it may seem like a good idea but the rest of the state? i do`t think so. there`s more effective ways to get guns out of the hands of the gangs in chicago. punishing responsible gun owners with a tax is`t going to take guns away from the bad guys. if one does have their guns stolen then they should report it immediately.

i used to own several rifles and a shotgun when i lived in the country and when i moved into town i gave my rifles to my friend and bought a guard dog.

as for illinois being a "gun grabbing state" i really did`t notice anyone out here "grabbing guns" from legal responsible gun owners...course i`m from illinois so i may not know what i`m talking about.

[TexasObserver]

21. "Filed" is easy. "Referred out of Committee" isn't.

This bill has about the same chance of passing as Dubya does of ending up on Mt Rushmore.

[valerief]

26. Whoa! Awright now! nt

[Thothmes]

27. I suppose we will see Feinstein and Schumer introduce this

into Congress soon.

[FLAprogressive]

30. Fein$tein and $chumer.....blech.

they are an anathema to progressive Democrats everywhere.

give me pro-RKBA progressive senators Russ Feingold and Bernie Sanders over those two corporate whores any day!

[cherokeeprogressive]

28. Another misguided toothless law intended to do nothing more than guarantee reelection.

And don't we just LOVE insurance companies? Way to go Kenny!