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rcrush Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 09:37 AM
Original message
Woman arrested for tresspassing in her own home
Hillsboro, MO -- Dawn Welsh thought her house was paid off. She received paperwork from her bank showing it was paid off, but through a series of her mortgage being bought and sold, Wachovia Bank was the final owner of the mortgage and claimed Welsh was still owed on her home despite papers showing otherwise.

Today, Hillsboro, Missouri police came onto her property and broke her door down to remove her from her property near St. Louis. They used a battering ram to enter her home, despite her showing evidence in the past that she owned the property. She had gone to court previously and showed a judge the mortgage was paid in full, and it is a record of the court. However, these are desperate times for Wachovia who continued to threaten the 54-year-old woman.

These paperwork problems aren't uncommon. In fact many people wind up in court after they are told they owe more money on their homes after a series of mortgages being pushed back and forth through the mortgage process.

Wachovia Mortgage took over the mortgage and said they weren't going to honor the paperwork from the previous mortgage and continued to harass this woman. So we have a woman with the proper papers showing her house is paid off with the police and the courts ignoring the paperwork according to the story.

It seems so fitting that the banks have become so desperate to make up their losses that they are bullying themselves over hard-working people in scams to collect even more from the mortgages. They have received hundreds of billions from the taxpayers, and yet they pushed this lady into the corner.

Property rights are definitely in question in the United States and with the government's interest in the banks, we might see more of this as the government looks for sources of income to fix broken programs that are running out of money. Will they go as far as confiscating property through the banks? That's the real question that comes from today's story.

http://www.liveleak.com/view?i=27f_1242246446
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snooper2 Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 09:40 AM
Response to Original message
1. grew up right down the road from there...
:)
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brendan120678 Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 09:50 AM
Response to Original message
2. Police doing a no-knock entry is ludicrous in this case...
and dangerous in any case. It's how policemen and other LEOs get killed by law-abiding citizens.

What the hell did they have to knock down her door for? Were they afraid she'd sneak away if they knocked and announced themselves? It's HER HOUSE for crying out loud! She was fighting to keep HER HOUSE!
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Hyper_Eye Donating Member (429 posts) Send PM | Profile | Ignore Thu May-14-09 09:57 AM
Response to Reply #2
6. Go to the link and listen to the audio.
The police did knock and announce themselves several times. She waited them out because she did not want to willingly forfeit her property. So she stood with her hands up while they came in and announced she would not hurt anyone. She did good and the police did what their job required them to do. Wachovia Bank are the ones that should be ashamed and so should any judge that witnessed this case. This woman paid off her house to somebody! If Wachovia owned the mortgage and didn't get that money they need to go to the bank that claimed ownership of the mortgage and retrieve what they are owed. Why are they going after the homeowner for it? She paid off her house! It is her property outright!

THIS IS FUCKING DISGRACEFUL!!!
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Hyper_Eye Donating Member (429 posts) Send PM | Profile | Ignore Thu May-14-09 09:52 AM
Response to Original message
3. Simply Frightening. n/t
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backtoblue Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 09:54 AM
Response to Original message
4. just who the hell are policemen here to protect anyways???
That is fucking ridiculous for those guys to treat a 54 year old woman that way. Dispicable.
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conspirator Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 04:02 PM
Response to Reply #4
19. Police directive #1: Protect rich people and their property nt
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izzybeans Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 09:57 AM
Response to Original message
5. This is Mussolini's wet dream.
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Ignis Donating Member (1000+ posts) Send PM | Profile | Ignore Fri May-15-09 01:55 PM
Response to Reply #5
31. Yup.
Who needs private security when the police are quite willing to enforce the will of the plutocrats?

I've always thought we were heading towards a post-Fascist Neuromancer-style future in which private corporate armies are more powerful than local law enforcement, but it appears the cops in America have come to realize that their job is to protect the rich from the rest of us.

So it goes.
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no_hypocrisy Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 09:57 AM
Response to Original message
7. Sounds like a page from "The Grapes of Wrath".
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Blue_Tires Donating Member (1000+ posts) Send PM | Profile | Ignore Fri May-15-09 12:36 PM
Response to Reply #7
29. +1
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GardeningGal Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 10:00 AM
Response to Original message
8. I'd be finding myself a good lawyer and sue Wachovia big time. nt
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Occulus Donating Member (1000+ posts) Send PM | Profile | Ignore Fri May-15-09 12:32 AM
Response to Reply #8
21. They wanted to take her home.
How about, she sue them for their value?

In its entirety. Sue for possession of the company itself, as the sole owner.

Not millions. Not tens of millions. Not even hundreds of millions.

Sue, as a single individual, for the value of the company, all its stock, and all its assets.

She'll lose, of course, but the publicity would be solid gold.
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Strong Atheist Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 10:05 AM
Response to Original message
9. K&r. nt.
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northernlights Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 10:09 AM
Response to Original message
10. low hanging fruit
Why did they go after a 54 year old lady? Because law-abiding, middle-aged single women are easy targets. I know because I'm one of them.

Law enforcement doesn't protect us. It blatantly protects the criminals and threatens us with jail if we dare to speak up.

I haven't broken a law since I last smoked a joint 40 or so years ago. But in the last 8 years I've been threatened with jail several times, when the actual criminals were standing right next to me.

I never got the chance to lose half my life savings in the stock market because it's been stolen through fraud, misrepresentation, criminal trespassing, and property destruction in chunks way too large for small claims and way to small to interest any lawyers.

And I was informed by the latest lawyer yesterday that due to budget cuts, civil court has been given a back seat to criminal and family court.

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Wednesdays Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 10:42 AM
Response to Original message
11. K&R
:kick:
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adamuu Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 10:45 AM
Response to Original message
12. what COUNTRY is this ??? n/t
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crimsonblue Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 03:46 PM
Response to Reply #12
18. it's not for old men, that's for sure.
:yoiks:
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derby378 Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 10:47 AM
Response to Original message
13. "Greed, for want of a better word, is good. Greed works."
My God. Is this predatory mindset never going to be extinguished in our lifetime?
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Winterblues Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 10:54 AM
Response to Original message
14. Sounds like Democrats should give the banks some more tax payer "bailout money"
Why can't we just let the bankers run the treasury...D'Oh..
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Rabrrrrrr Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 11:05 AM
Response to Original message
15. Is the new standard for journalism? Crikey. Is there no editor in that writer's life?
Edited on Thu May-14-09 11:06 AM by Rabrrrrrr
But, bitching about the lack of English skills of that "reporter" aside, that situation is fucking insane.

Do we all need fear now that the police won't give a shit about court records and proof and just go willy nilly knocking our doors down whenever a corporate entity tells them to?

I mean, if the corporations now own our legal and legal enforcement systems, let's just say it and be honest about it, get it out in the open, and proclaim it loudly.
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Blue Diadem Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 11:24 AM
Response to Original message
16. That's frightening. I hope this makes MSM. Anybody send it to KO?
I'm really curious how many other people are living that kind of nightmare.
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LeftHander Donating Member (1000+ posts) Send PM | Profile | Ignore Thu May-14-09 12:13 PM
Response to Original message
17. Snidely Whiplash probably wants a mini-mall there...nt
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Lorien Donating Member (1000+ posts) Send PM | Profile | Ignore Fri May-15-09 12:05 AM
Response to Original message
20. My doctor was ranting about the banks today. She said that we all need to
take our money out and force them to collapse so that we might replace them with better, more honest institutions. I told her that I was unemployed and that they just froze my home equity loan. She just exploded and said "EVERYONE! Everyone I talk to-nearly every patient-is having their credit frozen or their interest rates raised! The banks are trying to foreclose on every home so they can flip them to new buyers and then do it all over again! We bail them out and it's not enough! They want it all! Bring them to their knees-force them to collapse. I didn't believe this before, but now I see no other way. The government isn't helping the people-that's for sure". She's from Brazil, so she may have a different perspective than most Americans, but I think that she's on to something.
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truedelphi Donating Member (1000+ posts) Send PM | Profile | Ignore Fri May-15-09 01:27 AM
Response to Reply #20
25. I don't know if you notice my posts, but one of the people who first got me to see
Edited on Fri May-15-09 01:27 AM by truedelphi
That "We the People" did not win this election is a friend of mine from Brazil. (In other words, Obama only was allowed his victory on November 4th because he has agreed to serve the Masters.)

Ya grow up in Brazil, you learn a lot about how much the USA likes to lord it over other countries.

And now that countries in Central And South America have taken their sovereignty back, the USA is going after Us. The middle class.

We are the victims now, the ones to be colonized. When they are done pushing every last one of us out of our homes, then the IMF and the World Bank will be brought in to stabilize the situation, and I doubt we will even have drinking water after that.
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Lorien Donating Member (1000+ posts) Send PM | Profile | Ignore Fri May-15-09 12:34 PM
Response to Reply #25
28. They'll do thei best to privatize the water that comes from the sky
they tried it in Bolivia, after all.
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Occulus Donating Member (1000+ posts) Send PM | Profile | Ignore Fri May-15-09 12:43 AM
Response to Original message
22. I'd like to point something out to those who were complaining about the whole strategy of
asking banks to "produce the note" or stop payments on the mortgage.

Background info on the strategy: if you ask the bank that is claiming they hold your mortgage to produce the paperwork for that mortgage, and they can't, you stop payment entirely, because you don't know who actually holds the mortgage. Basically, you live in your home for free, without paying on the mortgage, unless and until someone steps forward to prove they're the holder.

There were a lot of people pissing and moaning about "morals" and "ethics" and "honor" and "you signed a contract".

To those, in your face. This was that, in reverse, and it's it precisely because of stories like the one in the OP of this thread that the "produce the note" strategy came into being in the first place. Those of us who were proponents of that strategy- including myself, with bells on- were completely astonished that some here on DU didn't get it.

Well, the OP on this thread is why we supported that strategy, and why I still do. If your mortgage has been sold over and over and over again, tell your bank you must see all of the paperwork- every last page- as soon as possible. If they can't give it to you, if they cannot prove that they are the holder of your mortgage, don't pay them (put it in escrow if you feel contractions of honor). It really is just that damn simple.

Oh, and: as a renter, if I found out my current landlord were in this situation, I'd stop paying and start packing. I want as far away from the housing debacle as is humanly possible under my current circumstances.
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flvegan Donating Member (1000+ posts) Send PM | Profile | Ignore Fri May-15-09 12:51 AM
Response to Original message
23. Find a good title/real estate lawyer and sue them.
Fuck 'em. Teach them a lesson.
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depakid Donating Member (1000+ posts) Send PM | Profile | Ignore Fri May-15-09 01:25 AM
Response to Original message
24. Just goes to show how craven the banksters and the Democrats who support them have become
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truedelphi Donating Member (1000+ posts) Send PM | Profile | Ignore Fri May-15-09 01:29 AM
Response to Reply #24
26. The question is, which Democrats don't support the banksters?
Outside of Kooch, Alan Grayson, Maxine Waters and a few others.
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depakid Donating Member (1000+ posts) Send PM | Profile | Ignore Fri May-15-09 01:39 AM
Response to Reply #26
27. 33 Senators at last count are behind the banksters at the expense of ordinary individuals
AND the overall economy.

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Blue_Tires Donating Member (1000+ posts) Send PM | Profile | Ignore Fri May-15-09 12:38 PM
Response to Original message
30. ttt
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