Fool at the YMCA is getting his BOAT worked on

[TwixVoy]

So one of the people I usually see when I go to work out was bitching today about being 30K in credit card debt and is losing his house. I felt sympathetic for him until he made the comment to me that "well the one bright spot is I get to pick up my boat today from being worked on".

WTF is wrong with some people? It's like they have zero financial logic. You are in massive credit card debt, can't make your house payments, and you are getting your freaking BOAT worked on? I didn't have the balls to ask him if his boat was financed, but considering everything else seems to be it wouldn't surprise me.

Half the problem are the banks lending money for people to get in to this kind of situation, and the other half are the fools that happily get themselves in to it.

[MADem]

1. Maybe the idiot can live on the damn boat--after all, didn't

Randy "Duke" Cunningham live the high life on a boat before he went to jail?

[regnaD kciN]

2. And, while we're playing "Anecdotal Evidence"...

...I once heard about a single mother on welfare who was driving a brand-new Cadillac! That settles it -- we need to eliminate social programs so this outrage can never happen again!

:sarcasm:

Anecdotal Evidence -- the favorite parlor game of Republicans...and now played by Democrats, too!

:eyes:

[TwixVoy]

3. Yes exactly

there are NO fools out there. Everyone is being responsible, and no one is in any financial trouble do to any fault of their own.

[LostinVA]

13. +1

My thoughts exactly -- this poster is big on "Anecdotal Evidence" showing how irresponsible people are.

[SammyWinstonJack]

15. You noticed that too?

[1]

4. wait a minute... is this post supposed to be a metaphor for california's fiscal crisis?

[TreasonousBastard]

5. "When I go to work out"? So, this guy is keeping up his...

gym dues while maybe losing his house?

Priorities, man, everyone's is different-- tight bod and a boat is more important than being able to pay for it.

[melm00se]

6. we spend a whole lot of time and money

teaching our kids but somehow they come out of school lacking the basic fundamental financial skills like:

Creating a budget
Balancing their check book
What credit means
How it can work for you
How it can work against you
etc.

[Egalitariat]

8. They'll never grow up to be congress people****

nm

[rucky]

7. Y memberships are expensive.

we joined for awhile, but...

It's all relative, I suppose.

[ejpoeta]

10. that's one thing i wish i could afford. a family membership. but, then i wonder

how much would i use it. i SOOO want to lose weight and get some energy back. but i find it so hard. right now i can't do much, but i am thinking forward to after i have this baby and how i can get some control over my life! I don't even know if going to the Y would help, as if I probably would ever be able to go. I can't even go to the damned bathroom by myself! it's so frustrating.

[ayeshahaqqiqa]

16. Weight loss is tied to a number of things

not just getting more exercise. I finally lost my weight when my MD evaluated my health history and determined I was extremely carbohydrate sensitive and that I needed to be on a low-glycemic index diet as well. I've thrived on it and reached my thin self again after over 20 years of being obese. It is important to find out what foods work for you, personally--and what foods you are allergic to--eating them can keep pounds on.

[ejpoeta]

9. that's how it is. i have family members who are stretched so thin....

they always complain about how they don't have any money. and yet... oh ijust bought this... oh we are going on vacation.... i have a sister who lent money to our other sister and everytime i see or talk to her she complains about how my one sister still hasn't paid her back. I understand how she feels, but kathi has stretched herself into a pretzel. she has loans she has to pay for her oldest daughter plus she sends her money (at least she was doing that)... plus last i knew they were a on the verge of losing their house.... i could go on. i honestly am not sure how they got themselves so deep... well, i do know, but... and my complaining sister... has gone bankrupt twice! and seems to be working on her way to number three as we speak. Got themselves a season pass four pack for this season... tells me how we could do that and the parking pass would be free. (i was complaining about how unaffordable it would be to go to darien lake for us). that's great, but i can't just fork over almost $200 for season passes for darien lake!! it was a big deal when we got the family pass to the museum! We do have bills to pay... and have to feed the kids! geesh. It would be great if we could just go spending money on this and that. There are so many things it would be nice to be able to go and buy. It's like when i go through the store with my kids. Oh, mom, i want this... i want that... can we buy this.... NO! there are lots of things i'd love to buy, but i can't. we can't have everything we want!

[DRoseDARs]

11. Is it a house boat? That could be excused, given it's usefulness. nt

[Historic NY]

12. Its called living on the minimum payment plan....

I know a guy who hasn't paid a dime on his mortgage since last Sept. He has no health insurance and needs cataract surgery. He has begged borrowed himself to the hilt, can't seem to get up early enough to run his business. He still spends money on a hot rod that could never be driven on the street, by his own accounts has more than 100k into it. Lost a condo to foreclosure because his son moved out & didn't pay the monthly mortgage. This same condo would have rented for two hundred more a month. He is collecting his SS early but is forwarding the check to pay his debts. He still believes in playing $20-30 dollars a day in the lottery, and believes every scheme that he won the Irish Sweepstakes, Canadian lottery etc. He is still waiting to make it big at 65 yrs of age.

I don't call this anecdotal its real & people out there are just this stupid. Oh as a low information voter he is a Republican when he remembers to vote.

[mrcheerful]

14. Sheesh wonder if he is related to SO?

SO has a sister who lives on food stamps with a guy who is on SSDI. He got the bright ideal to buy a house on land contract, thinking he could get a mortgage on it then turn sell it and buy another house putting him on the path to untold wealth. He ran into a small snag, SSDI only pays him $690 a month and his house costs $750 a month, no bank will loan him a thing because he has no credit. He got the ideal from watching late night infomercials.