...on this board.
Link* No single payer.
* A public option (A super S-CHIP), but one limited to children and young adults (up to age 25) with family incomes under 300% of the poverty level or adults between ages 25 and 64 with incomes up to 185% of the poverty level.
* For everyone else, above 25 years old, and/or above 185% of poverty, insurance via your employer via one of a spectrum of plans offered by a pool of private insurers (a super FEHBP). Highly regulated -- but private. Subsidies by refundable tax credit, participant buy-in capped at 7.5% of AGI. Self-employed, ditto, but you choose.
* Opt out entirely and you are automatically enrolled, via tax return, in one of the plans as appropriate or Medicare, or Medicaid, as appropriate.
* Any insurance company that offers a plan to federal workers through the FEHBP will be required to offer an identical plan open to other Americans.
* Corporations not enrolling their workers in a plan from the pool have their tax deductions limited, and cannot bid for government contracts.