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There seem to be a couple or more threads in here about people getting inadequate medical treatment. I think an equally pervasive problem is over treatment--more specifically, treating you to the limits of your insurance whether you need it or not.
I happen to work for a company that offers "Cadillac" insurance--in other words, insurance that pays for nearly everything without argument. My pay is less than industry standard, but I stay with the company in large part because they do offer really good insurance. But I have experienced, and I have talked to coworkers who have experienced, pressure to get more treatment than we feel is necessary. For instance, my gynecologist tried to rush me into a hysterectomy, which turned out to be totally unnecessary when I consulted another doctor. Many of us seem to have had a great many MRIs. There is a surprising amount of gastric bypass surgery going on.
My mother lives in a retirement community. 15 years ago, there were a few power scooters, but most residents walked where they were going. Now most residents ride scooters--so many that the place had to add a special room in the main building to park the scooters. Why the proliferation in scooters? Because there are businesses devoted to selling seniors scooters that Medicare pays for.
How often are we not so much patients getting the best treatment, but profit centers to be sold as much treatment as our insurance will pay for?
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