Perhaps all health insurance policies should contain a life insurance benefit

[Kurt_and_Hunter]

A guy is diagnosed with cancer.

His health insurance company would prefer he died as fast as possible.

His life insurer would prefer that he recover and have a long life.


Experiment: Assign a mortality cost to a health insurance policy and see whether any standards of care change.

[iamjoy]

1. I've Thought the Same Thing

all health insurance policies should carry a life insurance payout that at least as much (or more) than any LifeTime maximum.

[Yupster]

3. I'm sure the heath insurance companies would be happy to add a term rider

to their health policies.

Add-on sales are always welcomed by any company.

[Kurt_and_Hunter]

2. Hmmm... Is the unrec from a health insurance lobbyist or a life insurance lobbyist?

[pscot]

4. What about tickets to Disneyland

As long as taxpayers are picking up the tab.

[postulater]

5. And a disability policy

tied to the risk of the procedure being used.

Some medical procedures create disability in a portion of patients. If there is no malpractice involved then the patient is left disabled with no recourse for damages or future care.

This will also create incentive for insurance companies to promote less risky procedures and for doctors to look for better way to prevent and solve problems.