HEALTH CARE for Dummies: What You NEED To Know.

[Segami]

<http://abcnews.go.com/Politics/health-care-dummies/story?id=9564802>


How Will Health Care Bill Affect You? Here's What You Should Know



Democratic leaders have gone behind closed doors to hash out the final details of their health care reform proposals. No matter how they resolve the differences between the House and Senate versions, the final bil will, if passed, affect nearly every American to some degree, depending on how much money you make and how you currently get your health insurance.

The bill aspires to insure nearly every American. But citizens will have to buy insurance themselves.

The average health insurance plan for a family of four cost more than $13,000 in 2009 for a family, according to the Kaiser Family Foundation.

The foundation has also created a handy calculator, taking into account age and income to determine what that a person's government subsidy would be.



You can find it HERE.


<http://healthreform.kff.org/SubsidyCalculator.aspx>

[Nite Owl]

1. If that calculation is correct

I pay $2000 more than I do now and my sons get no help from their crummy employer insurance.

[Boudica the Lyoness]

2. Right now I think we're all dummies

till we get more info.
I'd like to know what the deducible is. Our premiums are manageable right now..it's the $10,000 and preexisting BS that strings.

[dflprincess]

4. The House bill allows an annual deductible of $1,500

with maximum annual out pockets of $5,000 for a single and $10,000 for a family. These numbers may increase each year depending on inflation. These numbers do not include premiums or any cost for services not covered.

I haven't heard what the Senate bill allows or what they might have come up with in conference. The way things have been going it's probably a safe bet that the out of pockets will be high enough that many people still won't be able to afford care.

[Segami]

5. You have that right! We're at the eleventh hour of HCR (so they say) and we're STILL in limbo about

how their compromises will affect us.

[dflprincess]

3. "The bill aspires to insure nearly every American"

and that is the problem. Insurance does not mean access to care. Most medical bankruptcies are filed by people who thought they were "covered".

All this bill does is increase the number of underinsured and for Obama to claim it's only the Republicans who "support the status quo" when the Democrats are further embedding the for profit insurers by forcing us to buy their shoddy products is disingenuous.

[Laelth]

8. +1 n/t

:dem:

-Laelth

[Boudica the Lyoness]

12. It's like mammograms

They are so proud that even poor woman can get mammograms..but what about the cost of treatment if they find something? In my opinion, you have to be dirt poor or stinking rich in America to survive.

[fl_dem]

6. wow, my costs would go up substantially

this is not the kind change I fought so hard for.

[Nite Owl]

10. I don't think they understood who they were supposed

to cut the costs for, I would pay more too.

[fl_dem]

11. this makes absolutely no sense n/t

[Laelth]

7. Useful. k&r for exposure. n/t

:dem:

-Laelth

[daa]

9. Change YOU can believe in nt