Can anyone tell me why the pre-existing clause for HCR won't happen for at least 4 years? /nt

[still_one]

[derby378]

1. I think they were trying to bring Lieberman or Snowe onboard

But I could be wrong...

[still_one]

3. A lot of people have pre-existing conditions, and because of the wonderful economy

have lost there jobs, and there health insurance

[MadHound]

2. What, you're expecting change now?

HAHAHAHA, you're so foolish.

See, by not putting the pre-existing clause into effect immediately, it give the 'Pugs a chance to regain the Congress and WH and then make "modifications" to HCR, one of which will be to take out the pre-existing clause.

Very little in this miserable excuse for a bill takes effect immediately, but rather in the future. About the only thing that takes effects are the tax provisions, which union members and others will have to start paying right quick.

[still_one]

6. The pre-existing clause at a minimum should have been a basic right that took place

immediately

Of course on another thread I am being slammed because I am not saying heil to the leader, and accepting the plan as it is

Instead of arguing a GOOD reason why it would take 4 or 5 years before it takes effect

At least someone in this thread gave a possible reason, to bring lieberman or snowe aboard, but that doesn't cut it for me

[Donnachaidh]

20. it won't kick in till *after* the 2012 elections

By then, the people doing all this dealmaking won't be effected. They'll have gotten their campaign coffers filled for one last go at it. :sarcasm:

And they'll have their own lifelong insurance in place, even if they aren't re-elected. WHY should they care about anything else? :sarcasm:

[cliffordu]

16. Yes, yes...It's all an evil PLOT!!!!

:rofl:

[Atman]

4. The insurance companies need time to purge as many from their roles as possible

before the new laws take effect.

.

[Better Today]

18. That's what I'm thinking, kind of like the credit card bill not going into

effect immediately which gave them plenty of time to screw whomever they desired to screw.

[Richard D]

5. Probably . . .

. . . so many of the people with the pre-existing conditions will die out before the insurance companies have to pay for them.

[berni_mccoy]

7. That's a false-hood. Please take time to inform yourself. Thanks.

[MidwestTransplant]

9. Can you provide a link or something? I saw that it ends for kids immediately not for adults.

[still_one]

22. That is exactly what I saw, and unless that has been changed then it won't kick in

until after the election

[still_one]

26. Here is the link which says it won't take effect until after 2012

"Extend Consumer Protections against Health Insurer Practices. The Senate bill includes a “grandfather” policy that allows people who like their current coverage, to keep it. The President’s Proposal adds certain important consumer protections to these “grandfathered” plans. Within months of legislation being enacted, it requires plans to cover adult dependents up to age 26, prohibits rescissions, mandates that plans have a stronger appeals process, and requires State insurance authorities to conduct annual rate review, backed up by the oversight of the HHS Secretary. When the exchanges begin in 2014, the President’s Proposal adds new protections that prohibit all annual and lifetime limits, ban pre-existing condition exclusions, and prohibit discrimination in favor of highly compensated individuals. Beginning in 2018, the President’s Proposal requires “grandfathered” plans to cover proven preventive services with no cost sharing."

http://www.whitehouse.gov/sites/default/files/summary-presidents-proposal.pdf

[still_one]

23. I have informed myself, and unless they changed it in the last two weeks

that is still the case for adults

[still_one]

25. Where I am wrong. Pre-exisiting discrimination doesn't kick in until 2014

"Extend Consumer Protections against Health Insurer Practices. The Senate bill includes a “grandfather” policy that allows people who like their current coverage, to keep it. The President’s Proposal adds certain important consumer protections to these “grandfathered” plans. Within months of legislation being enacted, it requires plans to cover adult dependents up to age 26, prohibits rescissions, mandates that plans have a stronger appeals process, and requires State insurance authorities to conduct annual rate review, backed up by the oversight of the HHS Secretary. When the exchanges begin in 2014, the President’s Proposal adds new protections that prohibit all annual and lifetime limits, ban pre-existing condition exclusions, and prohibit discrimination in favor of highly compensated individuals. Beginning in 2018, the President’s Proposal requires “grandfathered” plans to cover proven preventive services with no cost sharing."

http://www.whitehouse.gov/sites/default/files/summary-presidents-proposal.pdf

I have supplied a link, along with the exerpt. You indicated what I posted was a false-hood, tell me where, or you should take the time to inform yourself, thanks

[sendero]

32. Don't worry..

.. this guy is all talk. He can't back up any of his claims about this piece of shit bill.

[still_one]

34. I suspect that is why he didn't supply a link in the first place /nt

[Fire_Medic_Dave]

33. Could you take time to inform yourself before telling others to inform themselves.

[n2doc]

8. That gives the repubs time to get back in office

So that they can repeal it before it gets enforced.

[Kat45]

28. Exactly. n/t

[Raineyb]

10. Because they don't give a damn about getting people covered. They got theirs

the rest of us can go to hell.

[tomm2thumbs]

11. check wiki on various proposals *link*

http://en.wikipedia.org/wiki/Pre-existing_condition

scroll down to
'Proposed pre-existing condition exclusion regulation'

[Javaman]

12. Because between then and now, they are hoping a repuke will get in

and get rid of that part.

[Echo In Light]

15. 'They' will MAKE SURE the overt right will 'get in' (they never went away) "again."

[rug]

13. There will be fewer of them to insure then.

[Hissyspit]

14. Well, here's my hypothesis...

This health care insurance reform has become a big stinking pile of shit?

But I could be wrong.

[branders seine]

17. Because by then, it will be irrelevant.

[Donnachaidh]

19. probably because of the backroom deals done by the prez and the insurance honchos

Hey -- four YEARS of insurance charges before they have to play by the watered down rules -- that's a lot of GREEN for the companies. All that profit gathered up, just in time for the 20 12 elections. :sarcasm:

[kestrel91316]

21. They need lots of people without insurance to die off so they will

not be around to vote in 4 years.

[havocmom]

35. Boomers start heading into Medicare just prior to that date

They aren't just relying on the number of people who die in the meantime, they KNOW the number of Boomers moving out of private insurance and into Medicare. That is part of the reason for the mandate, to FORCE new consumers for the insurance companies, and by the way, to make sure insurance companies have more $$ to play in the Wall Street Casinos.

[havocmom]

24. Because there is no real health care in HCR

but lots of help for insurance companies

[ipaint]

27. To dupe the perpetually loyal into accepting a mandate to buy private ins. as progressive.

Worked like a charm.

Actually the lawyers for the industry need that time to figure out how to exploit to the max all the various loopholes to regulations in addition to authoring any future incremental change.

[Ms. Toad]

29. That delay was in both the house and senate bills from day one.

It is my one serious hesitation about this insurance reform being better than nothing. I still think it is - but I don't like the continuation of the exclusion until 2013 in the house bill and 2014 in the senate one (if memory serves me right without going to check the specifics). It's on roughly the same timeline as the exchanges.

[ecstatic]

30. If true, that sucks... especially since the fringes are eager to put a repub back in

So I guess that means it will go into effect...never :(

[Jakes Progress]

31. Think of the credit card rules.

We got these tough new laws and then gave the credit card companies time to work around them and to put their changes in before the rules took effect.

Four years will give insurance companies time to find a work around, to get the regulations repealed with the new congress they will buy with the SCOTUS ruling, or just wait for a republican president to kill the deal.

And it makes for good PR. DU is full of the uninformed ranting that we need to pass this bill, no matter how crappy it is, because of the people who will die if it doesn't or because they or a relative or a friend has a preexisting condition that needs treating right now. This bill will not help them one bit. But their disillusionment will come after they have championed the bill through.

Pretty smart politics. Not humane or decent, but pretty good politics.