New Zealand's Accident Compensation Commisssion is essentially the deal New Zealanders made to protect themselves against the costs of both injury and litigation for injury. In exchange for giving up the right to sue after an accident, you receive free medical care.
Personally, I would make that deal, I don't know about you. Would Republicans make the deal to give up tort reform if no-fault accident compensation were enacted? Why not tempt them and find out?
http://www.acc.co.nz/about-acc/overview-of-acc/introduction-to-acc/ABA00004#P25_2938Accident Compensation Commission up and running
The accident compensation scheme came into operation on 1 April 1974 under the administration of the newly established Accident Compensation Commission (ACC). The Accident Compensation Act 1972, and the 1973 Amendment to that Act, defined ACC’s operation.
The 1972 Parliament voted unanimously to pass the Bill into law. The Act covered injuries to earners (both work and non-work injuries) and motor vehicle injuries. The Labour Government came into power later that year, and in 1973 passed an Amendment to the Act providing cover for those not already covered by the 1972 Act (including students, non-earners and visitors to New Zealand).
Three schemes were established under the 1973 Act:
the earners’ scheme, funded from levies paid by employers on wages paid to employees, and paid by self-employed people
the motor vehicle accident scheme, funded by levies paid by owners of motor vehicles
the supplementary scheme, covering those not covered by the earners’ or motor vehicle accident scheme. The Government funded this scheme.
Under the Act, ACC benefits included:
hospital and medical expenses
rehabilitation costs
associated transport costs
earnings-related compensation (payable from the seventh day after the accident at a rate of 80 percent of average weekly earnings before the accident)
lump sum payments for permanent loss or impairment
lump sum payments (up to a maximum of $10,000) for pain and mental suffering
funeral costs and lump sum payments to surviving spouses and children in cases of accidental death.
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