Will this bill reduce the $809.80 per month that I pay for health insurance?

[El Supremo]

It's nice that more people will be insured, but will this reduce my costs?

[sharp_stick]

1. It should

is this a personal health policy or is it an outrageous amount that you have to cover from your employer?

[leftstreet]

2. Here, try the calculator

[Bluebear]

7. ---

:applause:

[Emit]

8. lol!

:spray:

[robinblue]

10. HA HA.

[madrchsod]

13. i steal everything that`s not glued down in my doctors exam room

i want one of those!

by the way, doctors really get nice pens....

[Ikonoklast]

17. I made a toboggan out of all the tongue depressors I sto...borrowed.

[blondeatlast]

32. I lost count of the blood glucose monitors I've been offered. Ever seen "No Free Lunch"?

You'll love this site: http://www.nofreelunch.org/aboutus.htm

[madrchsod]

35. that takes the fun out of the visits......lol!

[ProgressIn2008]

16. Heh. nt

[rucky]

3. Are you on an individual plan and earn four times over poverty level?

http://www.csmonitor.com/USA/Politics/2010/0320/Health-care-reform-bill-101-Who-gets-subsidized-insurance

[El Supremo]

19. Thanks.

I'm in a group plan at work and earn more than 4 times the poverty level.

This is all very confusing, but it looks like this bill will not affect me at all except for the maximum limits.

I think it's great that it will help other people, but I pay way too much and have too many limitations on benefits. I just wish it would help me too and not put more profit into the hands of the insurance companies.

I'd vote for it.

[Lex]

28. no more than about "10 percent of their income for a decent health insurance"

Damn. And this is the improvement.

[Skinner]

4. The best answer I can give you is this:

It's supposed to.

[Ean Juan]

21. How do you know that, without asking about the person's income and type of insurance?

Is the bill "supposed to" reduce costs for absolutely everyone? If so, how much?

[Earth_First]

22. Tread lightly there young grasshopper... n/t

[Stardust]

27. Heh heh...noobs...

[Oregone]

5. If you go into the future exchange and qualify for subsidies...

It will hide the cost but not necessarily reduce per capita income (so your wages will still suffer and those costs may end up in the grocery store).

Of course, you may only get a low actuarial plan there that costs more out of pocket than your current plan does per year (I don't know the details of your current plan)

It is undetermined if this legislation will reduce per capita health expenditures at all. If it does not, those costs don't go away, but get shifted, and eventually, everyone pays for them anyway, some way or another.

[stray cat]

6. It sounds like the going rate if you pay out of pocket - if your income is low enough

it will be subsidized. However, if you ever get sick - they can't refuse to insure you or cap your benefits.

[Oregone]

9. I thought there is still a yearly cap (not lifetime, but you only live so long)

And rescission is allowed still in case of "fraud"

[Coyote_Bandit]

12. But apparently there is nothing to stop them

from raising your rates to the point where you can no longer afford the mandatory insurance if you get sick. And that subsidy considers only your income - not the relationship of your health care premium cost to your income. And it isn't clear whether the only income considered is work related income or all taxable income or all sources of household funds - a significant distinction for some.

[The Gunslinger]

24. Bingo!!

[treestar]

11. So other people being insured = zilch?

If only we knew it was only all about you.

[Coyote_Bandit]

14. When I walk into a voting booth

it is all about me, like it or not. I vote for the candidate that serves to advance and protect my needs and interests and desires. Meaningful access to affordable healthcare is one of my highest priorities. Best I can tell the pending legislation isn't going to do much if anything to improve my circumstances - and I haven't seen a friggin doctor for 15 years.

[treestar]

29. You have no interest in anyone else or the greater good

You are a republican.

[Lorien]

18. So you won't complain when you are forced to pay that amount?

and the other people are being FORCED to purchase FOR PROFIT INSURANCE, not "health care". Let's at least be honest about it.

[treestar]

30. No, I think there is exaggeration here

People can afford it or will get subsidies, which, may I remind you, are being paid for by SOMEBODY ELSE.

You are ungrateful for someone else paying for a high portion of your health insurance.

[Ean Juan]

20. OP made clear he's happy about the newly insured

Can't he worry about his own costs as well?

Didn't Obama promised both to expand coverage and reduce costs for the typical Americans by $2,500 a year?

[The Gunslinger]

26. It's not about him.. It's about the middle class being left in the cold

Again.

[treestar]

31. Oh please, there are poor people

I'm supposed to feel bad for the middle class (to which I belong?)

Talk about selfish. And you'd probably slam the rich as selfish. The rich have nothing on the middle class.

[laughingliberal]

34. The rich have plenty on the middle class

Someone in the top 1 or 2 percent never has to think what their health insurance premium might be. I was middle class before the economy crashed but $14,400 a year for a premium did absolutely affect us when we had to use my COBRA. Expenses like that can knock someone out of the middle class pretty quickly.

[RB TexLa]

15. I'll take any reduction in the $67 I pay a month

[The Gunslinger]

23. nope.

[Xenotime]

25. Yes. If you lose your job, you won't have to pay a cent.

[laughingliberal]

33. If you make less than 400% of FPL you would get a subsidy to buy a bronze level policy

Not sure what your income is or what you have now.