Question: Can you enter The Exchange if your employer offers junk insurance?

[Junkdrawer]

The last I heard, many said you couldn't and pro-bill people were pointing to ambiguous clauses in the House Bill.

Has there been any clarification on this? :shrug:

[yurbud]

1. I'd like to see that one too.

[Junkdrawer]

2. Seems to me this could be a big problem for Democrats....

if/when employers start to downgrade coverage.

[canoeist52]

3. If it follows the Massachusetts plan, you have to accept your employer's plan.

I know because my kid applied and got turned down. She'd have had to have had a child, been pregnant or had breast cancer. Now she has to accept company's crappy Aetna plan.

[FBaggins]

4. Not sure... but if you COULD, it would still be a problem

Even "junk insurance" usually involves the employer paying a fairly large chunk of the total premium.

In this case it sould like you would be giving up that contribution in exchange for paying for the better plan yourself.

[jberryhill]

5. About those "qualified plans" the GOP was bitching about

Your employer can't offer "junk insurance".

One of the things the GOPers were bitching about was that there is a floor on what can or cannot be called "health insurance" and qualify. They wanted the "market" to determine whether or not you get a big surprise when you get sick and no longer can do anything about it.

[Junkdrawer]

6. WalMart, for example, offers "junk insurance" and last I heard...

it was grandfathered in. Also, there's something about actuarial value requirements being lowered from 80% to 60%.

I'm sure we'll all hear more about this in the coming weeks and months.

[daa]

7. Absolutely not, you have "affordable" coverage. nt