Can my 22 year old neice go back on her parents plan immediatly?

[grahamhgreen]

[CountAllVotes]

1. from another post ...

These aspects of the bill go into effect immediately:

1. Adult children may remain as dependents on their parents’ policy until their 27th birthday *sounds like your niece is covered!* :D

2. Children under age 19 may not be excluded for pre-existing conditions

3. No more lifetime or annual caps on coverage

4. Free preventative care for all

5. Adults with pre-existing conditions may buy into a national high-risk pool until the exchanges come online. While these will not be cheap, they’re still better than total exclusion and get some benefit from a wider pool of insureds.

6. Small businesses will be entitled to a tax credit for 2009 and 2010, which could be as much as 50% of what they pay for employees’ health insurance.

7. The “donut hole” closes for Medicare patients, making prescription medications more affordable for seniors.

8. Requirement that all insurers must post their balance sheets on the Internet and fully disclose administrative costs, executive compensation packages, and benefit payments.

9. Authorizes early funding of community health centers in all 50 states (Bernie Sanders’ amendment). Community health centers provide primary, dental and vision services to people in the community, based on a sliding scale for payment according to ability to pay.

10. AND no more rescissions. Effective immediately, you can't lose your insurance because you get sick.

[grahamhgreen]

2. Awesome! Thank you! I will report back how it goes.

HR 3590 EAS/PP
‘‘SEC. 2714. EXTENSION OF DEPENDENT COVERAGE.

‘‘(a) INGENERAL.—A group health plan and a health
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insurance issuer offering group or individual health insur-
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ance coverage that provides dependent coverage of children
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shall continue to make such coverage available for an adult
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child (who is not married) until the child turns 26 years
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of age. Nothing in this section shall require a health plan
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or a health insurance issuer described in the preceding sen-
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tence to make coverage available for a child of a child re-
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ceiving dependent coverage.
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‘‘(b) REGULATIONS.—The Secretary shall promulgate
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regulations to define the dependents to which coverage shall
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be made available under subsection (a).
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‘‘(c) RULEOFCONSTRUCTION.—Nothing in this sec-
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tion shall be construed to modify the definition of ‘depend-
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ent’ as used in the Internal Revenue Code of 1986 with re-
1
spect to the tax treatment of the cost of coverage.
2

[Posteritatis]

7. Do you know what the mechanics for going back onto a plan would be in this situation? (nt)

[OmmmSweetOmmm]

3. My younger son is quite happy as he doesn't need to carry as many college credits now

to stay on his father's plan.

[REACTIVATED IN CT]

4. My understanding is that this provision doesn't take effect

for 6 months. We have this already in CT (there are about 15 states that do)and we are looking at whether it will no longer be a taxable item now that it is required under Federal law. Right now we have to tax the employees on the coverage they have for kids over 19 who are not in school.

[Bluenorthwest]

5. From what I am reading, that starts in 6 months

And applies to adult offspring who do not have any other available Insurance. That is, she can not take the parent's better plan if she has the option for any plan through employment.
But they should check it out in detail, there is much conflicting information out there.

[dembotoz]

6. would be concerned the phrase is remain on parents plan.

and not return to.

my son got kicked off my plan last may.
Don't think it means he can return.....

[WilliamPitt]

8. Six months

[EC]

9. sept. 23rd n/t