Quick HCR question (I have somebody on the phone) -- is the

[gateley]

provision that lets students stay on parents' plan until age 26 effective immediately, or does it become law sometime between now and 2014? Thanks!

[RUMMYisFROSTED]

1. Depends on the HC companies' lawyers...

[gateley]

2. As it's written now (without lawsuits from the Insurance companies)

is it supposed to be implemented now, or later?

[RUMMYisFROSTED]

3. I'll stick to my answer.

"Supposed to be" is subjective.

The courts will decide.

It depends on the actuarial tables.

[gateley]

4. Okay.

[RUMMYisFROSTED]

5. IIrc, immediate.

Sans lawsuits.

[gateley]

6. Thanks. That's generally all they were asking, but they're not

on the phone any more. I have a great little breakdown of the "reform" but unfortunately not with me, and I couldn't remember when, in theory :7, this was to take effect.

[RUMMYisFROSTED]

7. Link:

http://www.stopbuyingcrap.com/personal-finance/health-care-bill-summary/

[arthritisR_US]

10. that's my understanding too. n/t

[pinto]

8. Health Reform Implementation Timeline (Kaiser Foundation)

http://www.kff.org/healthreform/8060.cfm

[gateley]

12. That's a great breakdown -- thanks so much!! nt

[iamjoy]

9. This Year

This provision is going into effect this year for group/employer-based health plans.

Of course, still uncertain is whether or not companies can charge more for non-students or non-dependent children and whether or not those benefits should be taxed (imputed income) particularly if the child is not a tax dependent.

[gateley]

13. Thanks. Sigh. Gonna be a hassle, that's for sure. nt

[annabanana]

11. 6 months after the signing...i.e. September 23rd

(pending insurance company lawsuits)

[damntexdem]

14. Sept. 21.

Listed as such on Rachel Maddow Show.