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Synnical (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 08:39 PM Original message |
I just tried to open a Savings Account for my nephew - Bank does not want my money - without a fee! |
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bemildred (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 08:42 PM Response to Original message |
1. Local banks? Credit unions? |
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customerserviceguy (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 09:37 PM Response to Reply #1 |
16. Bingo |
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eridani (1000+ posts) Send PM | Profile | Ignore | Wed Jul-21-10 03:54 AM Response to Reply #16 |
27. And often they give 7 or 8% interest on the first $500 to encourage first time savers n/t |
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alfredo (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 11:49 PM Response to Reply #1 |
25. The Postal Credit Union has been my bank for several decades |
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Subdivisions (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 08:42 PM Response to Original message |
2. The $5 fee would take up all the funds in the account. n/t |
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Suich (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 08:42 PM Response to Original message |
3. I've heard about the monthly "maintenance" fees... |
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SocialistLez (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 08:47 PM Response to Reply #3 |
5. I left a community bank over a monthly fee |
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Synnical (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 09:16 PM Response to Reply #3 |
11. One of the REALLY Big ones |
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DJ13 (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 08:45 PM Response to Original message |
4. Put the money aside, then buy him savings bonds |
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aquart (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 08:57 PM Response to Reply #4 |
9. Yes! I love my bonds! |
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proteus_lives (1000+ posts) Send PM | Profile | Ignore | Wed Jul-21-10 04:05 AM Response to Reply #9 |
31. My parents are both retired and live off their bonds. |
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Jack_DeLeon (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 08:49 PM Response to Original message |
6. Yep I would never be stupid enough to pay someone |
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southernyankeebelle (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 08:54 PM Response to Original message |
7. We have a bank acct for my granddaughter for savings. We |
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DeSwiss (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 08:55 PM Response to Original message |
8. K&R |
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Warpy (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 09:12 PM Response to Original message |
10. Oh, they want your money. The problem is that they want it all |
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Toucano (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 09:24 PM Response to Original message |
12. You seem to be keeping the name of the institution a secret. |
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Synnical (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 09:41 PM Response to Reply #12 |
17. Really? You have to ask? |
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Suich (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 09:54 PM Response to Reply #12 |
21. I have no idea why it's a secret either! |
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Synnical (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 10:19 PM Response to Reply #21 |
22. That's not really the point |
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Toucano (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 10:47 PM Response to Reply #22 |
24. But you edited out the name is a place where it would naturally have been. |
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SunnySong (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 09:26 PM Response to Original message |
13. There are plenty of banks in Florida that don't charge a fee. nt |
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oneshooter (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 09:33 PM Response to Original message |
14. Try a Credit Union |
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proud patriot (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 09:34 PM Response to Original message |
15. I love my credit union |
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Chan790 (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 09:45 PM Response to Original message |
18. Yes and No. (I'm a bank employee.) |
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Synnical (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 09:50 PM Response to Reply #18 |
20. Thank you! |
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malaise (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 09:48 PM Response to Original message |
19. Open the account at the |
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cynatnite (1000+ posts) Send PM | Profile | Ignore | Tue Jul-20-10 10:22 PM Response to Original message |
23. We opened a savings account for our son and it's free... |
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Hannah Bell (1000+ posts) Send PM | Profile | Ignore | Wed Jul-21-10 04:01 AM Response to Reply #23 |
29. a fee for *over* $1000? that's an odd one. |
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cynatnite (1000+ posts) Send PM | Profile | Ignore | Wed Jul-21-10 04:09 AM Response to Reply #29 |
32. Well, we have free checking unless we maintain a balance over $5000... |
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Hannah Bell (1000+ posts) Send PM | Profile | Ignore | Wed Jul-21-10 04:13 AM Response to Reply #32 |
33. that's an exceptional robin hood bank. |
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Chan790 (1000+ posts) Send PM | Profile | Ignore | Wed Jul-21-10 09:21 PM Response to Reply #32 |
34. That's to encourage you to move funds to other less-immediate-access types of accounts.. |
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struggle4progress (1000+ posts) Send PM | Profile | Ignore | Wed Jul-21-10 12:38 AM Response to Original message |
26. Allowable bank fees may depend on the state, but some can be ridiculous |
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Hannah Bell (1000+ posts) Send PM | Profile | Ignore | Wed Jul-21-10 03:58 AM Response to Original message |
28. credit union. those fees for small accounts came in years ago, & that's when i switched. |
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proteus_lives (1000+ posts) Send PM | Profile | Ignore | Wed Jul-21-10 04:03 AM Response to Original message |
30. It is at my bank. |
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