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Edited on Thu Aug-12-10 01:02 PM by EXneoCON
I have no insurance; everything is self-pay for me: five thoracic and cervical spine x-rays - $89.00; one c- and t-spine CT scan - $400.00; doctor's office visit - $69.00 (with no diagnosis or prescription) one month's supply of Plavix (for a recent heart attack) - $245.00; three month's supply of generic Plavix (clopidogrel) - $70.00 (don't ask, don't tell) one heart attack, three stents, six days in the hospital stabilizing - $100,000.00+.
I've noticed a new trend in my area. Recently a medical clinic has opened that caters to those that do not have insurance. They will accept it, of course, but they also will see those of us without. The good news is that they offer substantial savings for those paying in cash (paperwork, personnel, logistical savings, etc.) The bad news is you do have to pay up-front, so the truly disadvantaged are out of luck.
Some doctor's offices will also reduce payments for self-insure patients. On the other hand, most still charge self-insurers far above what they will accept from an insurance settlement. Self-pay is generally at least double what is accepted from an insurer.
So, it's a mixed bag, price-wise. In some respects inflation has hit hard (CT, MRI, any really new tech). In other cases technology seems to have actually brought the prices down a bit (digital x-rays - no more film, developing chemicals, waste disposal of same.)
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