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Note: do NOT use this system for any sites where you enter either any personal or CC info, etc. Always always always use unique passwords for each and every one of those sites. That way, if someone does manage to hack a site and "cracks" your code, it's not really a big deal as all they'll get is access to, say, the account you use for posting comments at your local newspaper site and Huffpo or whatever.
That said, here's an easy system to use for sites where it wouldn't really matter if your account got hacked. Just use an easy-to-remember string of characters for the first part, follow that with another character or two, and then use the first 3 or 4 letters of the website URL for the rest (minus the "www" part, of course). That probably sounds complicated but here's an example to show how easy this is:
Let's take the phrase "This is only a test." Taking the first letter of each word gives "tioat." OK, let's swap the "o" for a zero, capitalize the "A" and add "#$" to the whole thing, giving us ti0At#$. Now just add the first 3 or 4 letters of the website to that and you're done. In this exampe, we'll use 4 letters and capitalize the third one. For DU, the password would be ti0At#$deMo and the password for HuffPo would be ti0At#$huFf. Does that make sense?
And whatever you do, do NOT use the above example as the actual formula for your password. Come up with your own formula and use that. You can also change the formula around however you want -- use 6 letters for the "starting phrase", add a single character after that, add another character at the end, etc. Or swap the parts around. Start with the first 3 or 4 characters of the website URL and figure out a formula for the rest of the password. Once you come up with a formula, just use the same one for all the "unimportant" sites and remembering it shouldn't be a problem. It also comes in handy when you switch back and forth between computers and/or browsers.
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